888-317-9490 belongs to Mirand Response Systems. They’re a debt collector reporting a collection account on your credit report.
This can mean 2 things:
The worst part is you now have a collections account on your credit report, which will be hurting your score. It also lowers your chances of being approved for credit (at least with good interest rates).
There are a number of ways you can go about this, but the easiest one (which we highly recommend), is to reach out to a company that specializes in dealing with debt collectors, such as Credit Sage.
Call us today on (855) 677-2127 and speak with one of our friendly collection specialists. They’ll review your credit report with you (for free), and walk you through your best options.
The best news? We’ve helped thousands of customers remove Mirand Response Systems from their credit reports (without having to pay their debt). When Mirand Response Systems is removed from your report:
It can be scary receiving calls from a debt collector, like one who may call from 888-317-9490. But it's not a good idea to ignore them. When you answer the phone, ask them to verify the debt they're collecting to see if they even have the legal right to collect it. This is a legal right you have. If the debt is yours, try to work out an agreement with the collector, like a payment plan, to pay it back. If you do work out an agreement, make sure to get it in writing so that everyone is on the same page and there won't be any disagreements about what was agreed to in the future.
If you see Mirand Response Systems on your credit report, it means you may have an outstanding debt that's been passed on to a collection agency. However, it's important to verify that the details are accurate. Start by getting a copy of your credit report from Equifax, Experian, and TransUnion then closely examine it for inaccuracies. If you find anything, dispute the information with the creditor and credit bureau along with any documents to back up your claim. It's important to follow up until the matter is resolved. Additionally, consider working out a payment plan or paying off the debt to avoid more harm to your credit score.
Speak with a live credit specialist for your free consultation, now