877-854-3538 belongs to Afni. They’re a debt collector reporting a collection account on your credit report.
This can mean 2 things:
The worst part is you now have a collections account on your credit report, which will be hurting your score. It also lowers your chances of being approved for credit (at least with good interest rates).
There are a number of ways you can go about this, but the easiest one (which we highly recommend), is to reach out to a company that specializes in dealing with debt collectors, such as Credit Sage.
Call us today on (855) 677-2127 and speak with one of our friendly collection specialists. They’ll review your credit report with you (for free), and walk you through your best options.
The best news? We’ve helped thousands of customers remove Afni from their credit reports (without having to pay their debt). When Afni is removed from your report:
Dealing with debt collectors can be intimidating and overwhelming, but the Fair Debt Collection Practices Act (FDCPA) has got you covered. This federal law helps protect consumers from abusive actions by prohibiting creditors from using profane language, harassment or threats when trying to collect a debt. Additionally, they are forbidden to contact individuals at work if it is known that your workplace does not allow such interaction during regular business hours - namely before 8am, after 9pm. Understanding this act gives consumers more confidence in handling interactions with collections agencies like Afni while also shielding them from unpleasant practices used for repayment collection processes.
It's essential to tackle a debt owed to Afni. Ignoring them or running away will only make the problem bigger. So here are some actions you can take:
Still struggling with Afni? Professional assistance may be the answer. Credit Sage can provide guidance and negotiate a plan to pay off your obligations.
Speak with a live credit specialist for your free consultation, now