877-837-4130 belongs to National Recovery Agency. They’re a debt collector reporting a collection account on your credit report.
This can mean 2 things:
The worst part is you now have a collections account on your credit report, which will be hurting your score. It also lowers your chances of being approved for credit (at least with good interest rates).
There are a number of ways you can go about this, but the easiest one (which we highly recommend), is to reach out to a company that specializes in dealing with debt collectors, such as Credit Sage.
Call us today on (855) 677-2127 and speak with one of our friendly collection specialists. They’ll review your credit report with you (for free), and walk you through your best options.
The best news? We’ve helped thousands of customers remove National Recovery Agency from their credit reports (without having to pay their debt). When National Recovery Agency is removed from your report:
Receiving phone calls from debt collectors can be difficult to handle, but there are ways to manage them effectively. If you receive a call from 877-837-4130, which is associated with National Recovery Agency, here’s what you should do:
First, don't ignore the call. Ignoring the call won't make the debt disappear and could actually worsen the situation. Instead, answer the call and listen to what the debt collector has to say.
Second, ask that they send you written validation of the debt. This will provide you with important information about the amount owed and ensure that it is legitimate.
Third, try negotiating a payment plan or settlement with the debt collector. Make sure to get any agreement made in writing and keep records of all communication between both parties.
If you discover inaccurate information about a debt reported on your credit report by National Recovery Agency, it's essential to take action and dispute the error right away. Here's what you need to do:
First, get a copy of your credit report from one of the three major bureaus (Equifax, Experian or TransUnion).
Second, review the report and make note of any incorrect information reported by National Recovery Agency.
Third, file a dispute with the credit bureau that is reporting the incorrect info. Be sure to add any documents that support your claim, such as proof of payments made or letters from National Recovery Agency.
Fourth, follow up with both the credit bureaus and National Recovery Agency to ensure that the inaccurate information has been removed from your report. Remember, it’s your right under the Fair Credit Reporting Act to dispute false information on your credit report.
Speak with a live credit specialist for your free consultation, now