877-420-5095 belongs to FirstSource Advantage. They’re a debt collector reporting a collection account on your credit report.
This can mean 2 things:
The worst part is you now have a collections account on your credit report, which will be hurting your score. It also lowers your chances of being approved for credit (at least with good interest rates).
There are a number of ways you can go about this, but the easiest one (which we highly recommend), is to reach out to a company that specializes in dealing with debt collectors, such as Credit Sage.
Call us today on (855) 677-2127 and speak with one of our friendly collection specialists. They’ll review your credit report with you (for free), and walk you through your best options.
The best news? We’ve helped thousands of customers remove FirstSource Advantage from their credit reports (without having to pay their debt). When FirstSource Advantage is removed from your report:
If you owe a debt to FirstSource Advantage and they are calling from 877-420-5095, it's important to understand your rights and options. Begin by verifying that the debt is accurate and indeed yours. After confirming this, you can try negotiating a payment plan or settlement with the collection agency – any agreements should be documented in writing, with records kept of communication.
In the event of difficulty paying the debt, don't ignore the collection agency; instead, be honest about your predicament and request their assistance. They may be willing to collaborate with you in order to find an arrangement that suits your budget.
If you find inaccurate information on your credit report from FirstSource Advantage, it's essential to take immediate action in order to correct it. Begin by obtaining a copy of your credit report from all three bureaus and examine it meticulously. If any discrepancies or inaccuracies are found, file a dispute with the bureau that is reporting the incorrect data.
In your dispute, explain precisely what information is wrong and include any proof to back up your claim. The credit bureau has 30 days to investigate and reply to your dispute. If they conclude that the facts are false, they will erase them from your credit report.
Speak with a live credit specialist for your free consultation, now