877-404-4490 belongs to Richard J. Boudreau & Associates LLC. They’re a debt collector reporting a collection account on your credit report.
This can mean 2 things:
The worst part is you now have a collections account on your credit report, which will be hurting your score. It also lowers your chances of being approved for credit (at least with good interest rates).
There are a number of ways you can go about this, but the easiest one (which we highly recommend), is to reach out to a company that specializes in dealing with debt collectors, such as Credit Sage.
Call us today on (855) 677-2127 and speak with one of our friendly collection specialists. They’ll review your credit report with you (for free), and walk you through your best options.
The best news? We’ve helped thousands of customers remove Richard J. Boudreau & Associates LLC from their credit reports (without having to pay their debt). When Richard J. Boudreau & Associates LLC is removed from your report:
If you are being contacted by 877-404-4490 about a debt you owe, the first step is to confirm it. Once confirmed, discuss with the debt collector how to pay it off. Take advantage of your rights under the Fair Debt Collection Practices Act (FDCPA) which protect you from abusive and deceptive practices. Request written confirmation of the debt and any fees or charges incurred.
If the debt you owe is too large for you to pay at once, negotiate a payment plan with the debt collector and get any agreement in writing. Keep copies of all communication regarding the debt as well. If the debt collector is using harassing tactics, file a complaint with the Consumer Financial Protection Bureau or consult an attorney for advice on how to proceed.
If Richard J. Boudreau & Associates LLC is reporting inaccurate information on your credit report, it's important to take action fast to protect your credit score and financial future. Gather documentation that supports your claim, such as bank statements, payment receipts, or other records that show you have paid the debt or that it's not yours. Contact the credit bureau responsible for the inaccurate information and file a dispute, including copies of your supporting documents and a clear explanation of the error.
Speak with a live credit specialist for your free consultation, now