866-947-6802 belongs to Integrity Financial Partners. They’re a debt collector reporting a collection account on your credit report.
This can mean 2 things:
The worst part is you now have a collections account on your credit report, which will be hurting your score. It also lowers your chances of being approved for credit (at least with good interest rates).
There are a number of ways you can go about this, but the easiest one (which we highly recommend), is to reach out to a company that specializes in dealing with debt collectors, such as Credit Sage.
Call us today on (855) 677-2127 and speak with one of our friendly collection specialists. They’ll review your credit report with you (for free), and walk you through your best options.
The best news? We’ve helped thousands of customers remove Integrity Financial Partners from their credit reports (without having to pay their debt). When Integrity Financial Partners is removed from your report:
Dealing with debt can be a stressful experience, especially when calls from collection agencies like 866-947-6802 come in. If you owe a debt to Integrity Financial Partners, here is what you need to do: Don't ignore the calls - doing so won't make the debt go away any quicker. Instead, answer the phone and pay attention to what the collector says. Take down notes of your conversation and ask for written evidence of the debt. You have the right to request this information within 30 days since being contacted.
Once you've been given validation of the debt in written form, inspect it carefully. In case you do owe the debt, then you can either negotiate a payment plan or pay it all off at once. However, if you don't believe that you owe such a debt, then you have every right to dispute it with both the collection agency and credit reporting bureaus.
If Integrity Financial Partners is supplying false information on your credit report, it's critical to take action right away. Here are the steps to follow: Get a copy of your credit report and inspect it for any errors or misrepresentations. If you spot any, then file a dispute with the credit bureaus along with appropriate documentation. Furthermore, send a letter to Integrity Financial Partners that explains the error and request them to correct it.
Follow up with both the bureaus as well as Integrity Financial Partners in order to make sure that remedial action has taken place. Take note that an incorrect credit report can influence your credit score adversely and make it hard for you to get loans in the future.
Speak with a live credit specialist for your free consultation, now