866-816-2891 belongs to Creditors Interchange. They’re a debt collector reporting a collection account on your credit report.
This can mean 2 things:
The worst part is you now have a collections account on your credit report, which will be hurting your score. It also lowers your chances of being approved for credit (at least with good interest rates).
There are a number of ways you can go about this, but the easiest one (which we highly recommend), is to reach out to a company that specializes in dealing with debt collectors, such as Credit Sage.
Call us today on (855) 677-2127 and speak with one of our friendly collection specialists. They’ll review your credit report with you (for free), and walk you through your best options.
The best news? We’ve helped thousands of customers remove Creditors Interchange from their credit reports (without having to pay their debt). When Creditors Interchange is removed from your report:
Receiving a call from the number 866-816-2891 can be scary if you owe a lot of money to creditors. But don't be afraid, you can take action to deal with it. First, confirm that you actually owe the debt. Then, check if you can afford to pay. Once you have confirmed the debt is yours, speak to the collector and work on a payment plan that suits you. You can also stop them from calling, but it doesn't mean you no longer owe the debt. Remember your rights and make sure you have a record of any agreements made. If you can work together, you might find a solution that helps your situation and your credit score.
It can be frustrating when you find incorrect information about your credit history on your credit report that creditors have given. But don't worry, there are things you can do to fix it. Firstly, get a copy of your credit report and look out for any mistakes. If you see any, gather any evidence you have to prove the error. Next, tell the credit reporting agency about the mistake and attach your evidence. The agency will look into it and contact the creditor for more information. If the information is wrong, the credit reporting agency will correct your report. To take care of your credit score, make it a habit to check your credit report regularly and fix any mistakes as soon as possible.
Speak with a live credit specialist for your free consultation, now