866-664-5018 belongs to Northland Group. They’re a debt collector reporting a collection account on your credit report.
This can mean 2 things:
The worst part is you now have a collections account on your credit report, which will be hurting your score. It also lowers your chances of being approved for credit (at least with good interest rates).
There are a number of ways you can go about this, but the easiest one (which we highly recommend), is to reach out to a company that specializes in dealing with debt collectors, such as Credit Sage.
Call us today on (855) 677-2127 and speak with one of our friendly collection specialists. They’ll review your credit report with you (for free), and walk you through your best options.
The best news? We’ve helped thousands of customers remove Northland Group from their credit reports (without having to pay their debt). When Northland Group is removed from your report:
If you are due a debt from 866-664-5018, it is essential to address it in a responsible and timely manner. The initial step should be to confirm that the debt is genuine, not an issue of mistaken identity. You may ask for validation of the debt from the company, which by law must be provided.
Once confirmed to be valid, you can negotiate a payment plan with the company that fits into your budget. Make sure to get any agreements in writing and keep these copies safe.
If you find it difficult to pay off your debt in its entirety, you may have success trying to arrange a settlement amount lower than what is owed. Be aware that this process may have an undesired impact on your credit score. If unsure of how to manage this situation, seek advice from a credit counseling agency or financial adviser.
If you find any mistakes reported about you on your credit report by Northland Group, it is essential to take action and correct them. Initial steps should involve reviewing the credit report and noting down any errors from Northland Group. You can then dispute these inaccuracies with the credit reporting agency by submitting a dispute letter and any supporting documents.
Aside from disputing the errors with the credit reporting agency, do remember to contact Northland Group directly. Keep track of all communications had with them, including names of representatives spoken to and details of conversations.
You are entitled to proper accuracy on your credit report and taking steps now can help enhance your credit score as well as financial health overall.
Speak with a live credit specialist for your free consultation, now