866-659-0711 belongs to Nationwide Credit Inc.. They’re a debt collector reporting a collection account on your credit report.
This can mean 2 things:
The worst part is you now have a collections account on your credit report, which will be hurting your score. It also lowers your chances of being approved for credit (at least with good interest rates).
There are a number of ways you can go about this, but the easiest one (which we highly recommend), is to reach out to a company that specializes in dealing with debt collectors, such as Credit Sage.
Call us today on (855) 677-2127 and speak with one of our friendly collection specialists. They’ll review your credit report with you (for free), and walk you through your best options.
The best news? We’ve helped thousands of customers remove Nationwide Credit Inc. from their credit reports (without having to pay their debt). When Nationwide Credit Inc. is removed from your report:
Confirm the debt: Ensure that the debt is truly yours and legally collectable. Request validation from Nationwide Credit Inc. to receive more information about your outstanding balance and repayment choices available to you.
Negotiate a settlement: Consider negotiating a settlement with Nationwide Credit Inc. It may be possible for you to reach an agreement that meets your financial needs.
Create a payment plan: Consider a payment plan with Nationwide Credit Inc. It allows you to break up payments into smaller amounts, so long as the terms are formally agreed upon in writing first!
Seek help: Managing debt can feel overwhelming and confusing, but Credit Sage is here to help. We provide expert advice on how best to address your debt and improve your credit score.
Nationwide Credit Inc. may allow you to resolve your debt by negotiating a settlement - meaning that if you have an outstanding balance with them, they could agree to accept a reduced amount in exchange for having the collection item removed from your credit report.
Before settling a debt, invest the time to understand your financial capabilities and ask Nationwide Credit Inc. for an official written agreement that details its terms. This will help ensure any settlement is both realistic and secure.
Once you’ve agreed on a settlement amount, it's essential to get the agreement in writing before making any payments. After payment is complete, Nationwide Credit Inc. should remove its collections account from your credit report - but keep in mind that this process may still have some impact on your score. Settling debts typically results in less damage than keeping an active collection item listed on the report.
Speak with a live credit specialist for your free consultation, now