866-544-2755 belongs to Alliance One Receivables Management. They’re a debt collector reporting a collection account on your credit report.
This can mean 2 things:
The worst part is you now have a collections account on your credit report, which will be hurting your score. It also lowers your chances of being approved for credit (at least with good interest rates).
There are a number of ways you can go about this, but the easiest one (which we highly recommend), is to reach out to a company that specializes in dealing with debt collectors, such as Credit Sage.
Call us today on (855) 677-2127 and speak with one of our friendly collection specialists. They’ll review your credit report with you (for free), and walk you through your best options.
The best news? We’ve helped thousands of customers remove Alliance One Receivables Management from their credit reports (without having to pay their debt). When Alliance One Receivables Management is removed from your report:
Having a debt with Alliance One Receivables Management can have a detrimental effect on your credit score and future borrowing capability if it is not addressed adequately. It is possible to negotiate a payment plan or seek validation of the debt in order to resolve the issue in a timely manner. Additionally, knowing your rights as a consumer, and keeping accurate records of all communication with Alliance One is key for protection from harassment or other unfair practices.
It is important to take immediate action if you suspect that Alliance One Receivables Management has reported inaccurate information on your credit report. This could include incorrect balances, payment histories or reporting debts that aren’t yours. Such inaccuracies can have a damaging effect on your credit score and future borrowing capability and should be addressed as soon as possible. The first step is to dispute the inaccuracies with the credit bureaus, and then to request proof of the debt directly from Alliance One. Working with an experienced credit repair company such as Credit Glory can also help you address any negative information and improve your financial standing over time. We have the experience needed to successfully navigate through the process and offer advice on how best to go about improving your credit score.
Speak with a live credit specialist for your free consultation, now