866-535-9492 belongs to Citi Bank. They’re a debt collector reporting a collection account on your credit report.
This can mean 2 things:
The worst part is you now have a collections account on your credit report, which will be hurting your score. It also lowers your chances of being approved for credit (at least with good interest rates).
There are a number of ways you can go about this, but the easiest one (which we highly recommend), is to reach out to a company that specializes in dealing with debt collectors, such as Credit Sage.
Call us today on (855) 677-2127 and speak with one of our friendly collection specialists. They’ll review your credit report with you (for free), and walk you through your best options.
The best news? We’ve helped thousands of customers remove Citi Bank from their credit reports (without having to pay their debt). When Citi Bank is removed from your report:
If you've been receiving phone calls from 866-535-9492, it's likely that you may be a target of debt collection efforts. It can be overwhelming to deal with such requests but taking some proactive steps will make the process smoother and less stressful.
Firstly, don't avoid or ignore these calls as this could lead to further hassle for you down the line; instead talk calmly and politely when speaking with Citi Bank representatives who are only doing their job.
Additionally, if at any time during the situation where you feel overwhelmed or unsure about how best to proceed, consider seeking professional help through Credit Glory right away!
Before making any payments to Citi Bank for a debt, it's essential to ensure the legitimacy and accuracy of the debt. To verify that you actually owe what is being claimed by them, consider taking these steps:
Request written verification from Citi Bank with information about original creditor and amount owed.
Review your credit report; errors on credit reports are more common than you may think. Look out for and dispute inaccurate or false debts reported on your credit reports. Taking these precautions can protect you as a consumer against potentially fraudulent claims.
Speak with a live credit specialist for your free consultation, now