866-505-9316 belongs to Nationwide Credit Inc.. They’re a debt collector reporting a collection account on your credit report.
This can mean 2 things:
The worst part is you now have a collections account on your credit report, which will be hurting your score. It also lowers your chances of being approved for credit (at least with good interest rates).
There are a number of ways you can go about this, but the easiest one (which we highly recommend), is to reach out to a company that specializes in dealing with debt collectors, such as Credit Sage.
Call us today on (855) 677-2127 and speak with one of our friendly collection specialists. They’ll review your credit report with you (for free), and walk you through your best options.
The best news? We’ve helped thousands of customers remove Nationwide Credit Inc. from their credit reports (without having to pay their debt). When Nationwide Credit Inc. is removed from your report:
If you have been contacted by 866-505-9316 regarding a debt, it's important to handle the situation carefully. Before taking any action, make sure the debt is actually yours. Ask for information about the debt, including the original creditor and amount owed. Once the debt has been verified, you can work on resolving it.
Consider negotiating with the debt collector to create a payment plan that fits your budget. Request a validation letter to ensure that the debt is legitimate. Make sure to keep detailed records of all communication with the debt collector - including dates, times, and names of individuals you spoke with.
Remember to remain calm and professional at all times when interacting with a debt collector. Harassment and threats are illegal, so if you experience any of these behaviors, report them to the Consumer Financial Protection Bureau right away.
If you find that Nationwide Credit Inc. is reporting inaccurate information on your credit report, it's important to take action as soon as possible. Request a copy of your credit report from one of the three major credit bureaus - Equifax, Experian, or TransUnion - and review it carefully. Identify any inaccurate information reported by Nationwide Credit Inc., then dispute it with the credit bureau by submitting a dispute letter - including any supporting documentation that helps prove your case.
Understand that credit reporting agencies must investigate disputed items within 30 days of receiving your dispute letter. If the inaccurate information is found to be incorrect, it must be removed from your credit report.
If Nationwide Credit Inc. persists in reporting inaccurate data despite your dispute, consider seeking legal assistance to resolve the issue.
Speak with a live credit specialist for your free consultation, now