866-227-9324 belongs to NCC Business Services of America. They’re a debt collector reporting a collection account on your credit report.
This can mean 2 things:
The worst part is you now have a collections account on your credit report, which will be hurting your score. It also lowers your chances of being approved for credit (at least with good interest rates).
There are a number of ways you can go about this, but the easiest one (which we highly recommend), is to reach out to a company that specializes in dealing with debt collectors, such as Credit Sage.
Call us today on (855) 677-2127 and speak with one of our friendly collection specialists. They’ll review your credit report with you (for free), and walk you through your best options.
The best news? We’ve helped thousands of customers remove NCC Business Services of America from their credit reports (without having to pay their debt). When NCC Business Services of America is removed from your report:
It's essential to understand your rights when dealing with debt collectors. The Fair Debt Collection Practices Act (FDCPA) is a federal regulation that outlines what debt collectors can and cannot do when interacting with you. According to the FDCPA, you have the right to:
It's important to be familiar with your rights under the FDCPA since debt collectors must abide by them. If they fail to do so, you can file a complaint with the Consumer Financial Protection Bureau or take legal action against them. Being aware of your rights can help protect you from any abusive or harassing practices by debt collectors.
Dealing with debt collectors can be incredibly stressful and irritating. Here are a few tips to help you avoid future collection calls:
By taking these proactive steps, you can reduce or even avoid future debt collection calls and improve your financial health.
Speak with a live credit specialist for your free consultation, now