855-343-7888 belongs to ER Solutions. They’re a debt collector reporting a collection account on your credit report.
This can mean 2 things:
The worst part is you now have a collections account on your credit report, which will be hurting your score. It also lowers your chances of being approved for credit (at least with good interest rates).
There are a number of ways you can go about this, but the easiest one (which we highly recommend), is to reach out to a company that specializes in dealing with debt collectors, such as Credit Sage.
Call us today on (855) 677-2127 and speak with one of our friendly collection specialists. They’ll review your credit report with you (for free), and walk you through your best options.
The best news? We’ve helped thousands of customers remove ER Solutions from their credit reports (without having to pay their debt). When ER Solutions is removed from your report:
Receiving debt collection calls can be stressful, especially if you are not sure of your rights. If you get a call from 855-343-7888, it is likely a debt collector. Remain relaxed and ask the caller for their name, the name of their company, and the debt they are collecting on. Ask them to send a written validation notification to confirm the debt. You have the right to dispute the debt or request that the collector stop contacting you. If you don't owe the debt, file a dispute letter within 30 days of receiving the validation notice. In case your rights are violated, submit a complaint to the Consumer Financial Protection Bureau (CFPB) and your state attorney general's office.
Your credit report is a significant part of your financial life. If you spot any false information from ER Solutions on it, your credit score could be negatively impacted. Start by getting a free copy of your report from one of the three major credit bureaus and check for any mistakes or discrepancies.
Once you've found the inaccurate information, file a dispute with both the bureau and ER Solutions. Provide supporting evidence such as invoices or statements to back up your claim. Under the Fair Credit Reporting Act (FCRA), they have 30 days to investigate and delete any wrong data from your record.
If ER Solutions continues to report inaccurate information, you can file a complaint with the CFPB or consult a consumer attorney. Be sure to vigilantly monitor your credit report for accuracy of reported information.
Speak with a live credit specialist for your free consultation, now