800-814-6580 belongs to National Recovery Agency. They’re a debt collector reporting a collection account on your credit report.
This can mean 2 things:
The worst part is you now have a collections account on your credit report, which will be hurting your score. It also lowers your chances of being approved for credit (at least with good interest rates).
There are a number of ways you can go about this, but the easiest one (which we highly recommend), is to reach out to a company that specializes in dealing with debt collectors, such as Credit Sage.
Call us today on (855) 677-2127 and speak with one of our friendly collection specialists. They’ll review your credit report with you (for free), and walk you through your best options.
The best news? We’ve helped thousands of customers remove National Recovery Agency from their credit reports (without having to pay their debt). When National Recovery Agency is removed from your report:
If you owe a debt that has been assigned to National Recovery Agency and are being contacted by them at 800-814-6580, it is important to take action. Gather information about the debt including the amount owed and the original creditor. Request verification of the debt in order to ensure it is valid.
Consider negotiating a repayment plan with National Recovery Agency that is within your budget and can be afforded. Ask about settling the debt for an amount less than what is owed if possible.
Keep a record of all communication with National Recovery Agency, such as phone calls and letters. You have the right to dispute the debt if you believe it is inaccurate or not yours.
If National Recovery Agency, represented by 800-814-6580, is reporting inaccurate information on your credit report, you have the right to dispute it. Request a free copy of your credit report and carefully review it for errors.
Write a dispute letter to the credit reporting agency detailing each inaccuracy and include any supporting documentation. The credit reporting agency is required to investigate the dispute within 30 days and remove any erroneous information found.
Reach out to National Recovery Agency directly and explain the mistakes. They may be able to correct the error or provide evidence backing up their reporting. Keep track of all communication and follow up to ensure everything is taken care of properly.
Speak with a live credit specialist for your free consultation, now