800-670-9944 belongs to Omni Credit Services of Florida. They’re a debt collector reporting a collection account on your credit report.
This can mean 2 things:
The worst part is you now have a collections account on your credit report, which will be hurting your score. It also lowers your chances of being approved for credit (at least with good interest rates).
There are a number of ways you can go about this, but the easiest one (which we highly recommend), is to reach out to a company that specializes in dealing with debt collectors, such as Credit Sage.
Call us today on (855) 677-2127 and speak with one of our friendly collection specialists. They’ll review your credit report with you (for free), and walk you through your best options.
The best news? We’ve helped thousands of customers remove Omni Credit Services of Florida from their credit reports (without having to pay their debt). When Omni Credit Services of Florida is removed from your report:
If you get a call from 800-670-9944, it means you owe money to a creditor who has appointed Portfolio Recovery Associates as their debt collection agency. If the debt is legitimate, take action swiftly to prevent negative consequences. Verify the debt's legitimacy, such as the creditor's name, amount due, and payment due date.
Once it is confirmed, try to negotiate a payment plan with Portfolio Recovery Associates. Ask for a debt validation letter which will provide more information about the debt. Keep records of all conversations with the agency and settle the debt right away to refrain from further damage to your credit score.
If you find untruthful data on your credit report from Omni Credit Services of Florida, take prompt action to rectify it. Start by contacting the credit bureau to contest the wrong information. Provide documentation such as payment receipts or statements as proof. If the credit bureau agrees with your dispute, they will delete the inaccurate data from your report. Contact Omni Credit Services of Florida too and order them to amend the information sent to the credit bureau. Keep records of all conversations with both parties, and stay on top of the process until it is settled. Remember, rectifying erroneous information can have a substantial influence on your credit score, so act quickly.
Speak with a live credit specialist for your free consultation, now