800-463-9480 belongs to Resurgent Capital Services. They’re a debt collector reporting a collection account on your credit report.
This can mean 2 things:
The worst part is you now have a collections account on your credit report, which will be hurting your score. It also lowers your chances of being approved for credit (at least with good interest rates).
There are a number of ways you can go about this, but the easiest one (which we highly recommend), is to reach out to a company that specializes in dealing with debt collectors, such as Credit Sage.
Call us today on (855) 677-2127 and speak with one of our friendly collection specialists. They’ll review your credit report with you (for free), and walk you through your best options.
The best news? We’ve helped thousands of customers remove Resurgent Capital Services from their credit reports (without having to pay their debt). When Resurgent Capital Services is removed from your report:
Dealing with debt can be stressful, especially when you're receiving constant calls from collection agencies like 800-463-9480. If the debt is yours, it's important to take steps to address it. Start by verifying the debt and calculating the amount owed. Then, consider negotiating a payment plan or settlement with the creditor or collection agency — make sure to get any agreements in writing and keep thorough records of all communication. Ignoring the debt won't make it go away and can lead to further consequences such as damage to your credit score or legal action. Take action and find a solution that works for you.
If you've found inaccurate information on your credit report from Resurgent Capital Services, it's important to take action to correct it. File a dispute with the credit bureau that is reporting the error, providing any relevant documentation and clearly explaining the issue. The credit bureau will investigate and make any necessary corrections if they find in your favor. If not, you may need to escalate the issue with Resurgent Capital Services directly.
Keep thorough records of all communication and documents related to the dispute. Inaccurate information on your credit report can have a significant impact on your financial wellbeing, so take steps to ensure accuracy and up-to-date info.
Speak with a live credit specialist for your free consultation, now