800-463-9316 belongs to Capital Management Services. They’re a debt collector reporting a collection account on your credit report.
This can mean 2 things:
The worst part is you now have a collections account on your credit report, which will be hurting your score. It also lowers your chances of being approved for credit (at least with good interest rates).
There are a number of ways you can go about this, but the easiest one (which we highly recommend), is to reach out to a company that specializes in dealing with debt collectors, such as Credit Sage.
Call us today on (855) 677-2127 and speak with one of our friendly collection specialists. They’ll review your credit report with you (for free), and walk you through your best options.
The best news? We’ve helped thousands of customers remove Capital Management Services from their credit reports (without having to pay their debt). When Capital Management Services is removed from your report:
If you owe money to 800-463-9316, also known as Capital Management Services, it's normal to feel overwhelmed and uncertain. The first step is to verify the debt and make sure it's accurate before making any payments. You have the right to request validation of the debt, requiring the debt collector to provide proof that you owe the debt. If you think the debt is inaccurate or you're being harassed unfairly, filing a complaint with the Consumer Financial Protection Bureau (CFPB) or seeking legal help can be beneficial. Additionally, keep detailed records of all communication including phone calls and letters.
If Capital Management Services is reporting incorrect information on your credit report, taking action to fix the mistakes is essential. Start by requesting a free copy of your credit report and reviewing it closely. If you spot any errors, such as an incorrect account balance or a debt that doesn't belong to you, disputing it with the credit bureau is possible. The credit bureau will investigate your dispute and correct any errors within 30 days. Don't forget to follow up with Capital Management Services to make sure they update their records and stop reporting false information. Your credit score is important for your financial health, so ensuring accuracy on your credit report is worth the effort.
Speak with a live credit specialist for your free consultation, now