800-295-9466 belongs to Capital Management Services. They’re a debt collector reporting a collection account on your credit report.
This can mean 2 things:
The worst part is you now have a collections account on your credit report, which will be hurting your score. It also lowers your chances of being approved for credit (at least with good interest rates).
There are a number of ways you can go about this, but the easiest one (which we highly recommend), is to reach out to a company that specializes in dealing with debt collectors, such as Credit Sage.
Call us today on (855) 677-2127 and speak with one of our friendly collection specialists. They’ll review your credit report with you (for free), and walk you through your best options.
The best news? We’ve helped thousands of customers remove Capital Management Services from their credit reports (without having to pay their debt). When Capital Management Services is removed from your report:
If you owe a debt that has been placed with Capital Management Services, it's likely that you'll receive calls from their phone number 800-295-9466. To effectively deal with Capital Management Services, it's important to understand your rights as a consumer. Ask for validation of the debt — this requires Capital Management Services to provide written documentation of the debt's details such as the original creditor and amount owed. You can also negotiate a payment plan or settlement with Capital Management Services, but make sure to get any agreement in writing before making any payments.
Capital Management Services may report your account information to credit bureaus, which can have a negative impact on your credit score. If you believe that Capital Management Services has reported inaccurate information, you have the right to dispute it. Obtain a free copy of your credit report and review it for errors, then write a dispute letter to the credit bureaus outlining the inaccuracies and providing any supporting evidence. Capital Management Services must then investigate the dispute and make any necessary corrections or deletions. Finally, check in with the credit bureaus afterward to make sure that all changes have been made successfully.
Speak with a live credit specialist for your free consultation, now