800-253-8167 belongs to Progressive Financial Services. They’re a debt collector reporting a collection account on your credit report.
This can mean 2 things:
The worst part is you now have a collections account on your credit report, which will be hurting your score. It also lowers your chances of being approved for credit (at least with good interest rates).
There are a number of ways you can go about this, but the easiest one (which we highly recommend), is to reach out to a company that specializes in dealing with debt collectors, such as Credit Sage.
Call us today on (855) 677-2127 and speak with one of our friendly collection specialists. They’ll review your credit report with you (for free), and walk you through your best options.
The best news? We’ve helped thousands of customers remove Progressive Financial Services from their credit reports (without having to pay their debt). When Progressive Financial Services is removed from your report:
The jarring sound of an incoming call from a collection agency, such as 800-253-8167, can cause stressful knots to form in one's stomach. Yet, confronting and resolving the issue is crucial. Firstly, confirm that the debt belongs to you and is not due to mistaken identity. Then, negotiate with the collector in a bid to find a payment plan that aligns with your targets. Ensure you obtain the payment arrangement in writing and abstain from sharing payment information over the phone. Familiarize yourself with your rights under the Fair Debt Collection Practices Act (FDCPA), which surmises that debt collectors cannot employ unjust or deceitful practices.
Credit report errors can be infuriatingly distressing and, unfortunately - can have dire ramifications on your credit score. Should you happen to stumble on any incorrect information reported by Progressive Financial Services, make haste and act straight away. Place your first foot forward and file a dispute with the credit reporting agency that aired the inaccuracy, either online, by phone or mail, whichever option floats your boat. Don't forget to attach evidence that bolsters the fact that information is misreported. The credit reporting agency then has 30 days to deliberate over the dispute and either corroborate or discard it. If the information continues to be awry, you can bring the dispute to the attention of Progressive Financial Services and the Consumer Financial Protection Bureau (CFPB). To ensure accuracy and preserve your credit score, be sure to keep an eagle eye on your credit report at regular intervals.
Speak with a live credit specialist for your free consultation, now