757-873-3332 belongs to Credit Control. They’re a debt collector reporting a collection account on your credit report.
This can mean 2 things:
The worst part is you now have a collections account on your credit report, which will be hurting your score. It also lowers your chances of being approved for credit (at least with good interest rates).
There are a number of ways you can go about this, but the easiest one (which we highly recommend), is to reach out to a company that specializes in dealing with debt collectors, such as Credit Sage.
Call us today on (855) 677-2127 and speak with one of our friendly collection specialists. They’ll review your credit report with you (for free), and walk you through your best options.
The best news? We’ve helped thousands of customers remove Credit Control from their credit reports (without having to pay their debt). When Credit Control is removed from your report:
Dealing with debt collectors at 757-873-3332 can be distressing. Always ensure that you are familiar with your rights and available options. If you're liable to the debt, take prompt action by first verifying the validity and accuracy of the claim. Once confirmed, negotiate a suitable payment plan with the collection agency, and make sure that you document every agreement made while keeping detailed records of all your communications with them.
Communication is key when finding it difficult to clear the debt with the collection agency. Instead of ignoring their calls, be honest about your situation and request their help. The agency may offer alternative solutions that align with your budget. On the flip side, if you feel that the debt isn't yours or contains inaccurate information, you can dispute it. Request written validation for the debt and support your claim with any evidence you have.
If any inaccurate information appears on your Credit Control credit report, it's important to take action. Start by obtaining a copy of your credit report from all three credit bureaus and thoroughly reviewing it. In the accidental case that you come across any errors or inaccuracies, file a dispute with the relevant credit bureau. Make sure to be precise about which information is wrong, and provide evidence where necessary.
Once you submit your dispute, the credit bureau has 30 days to investigate and respond. If they validate your claim, they will delete the erroneous information from your record.
It's also a good idea to keep an eye on your credit report regularly and make sure all the details are accurate and up-to-date. Doing so can improve your credit score and increase the chances of being accepted for loans or credits in the future.
Speak with a live credit specialist for your free consultation, now