651-641-0443 belongs to West Asset Management. They’re a debt collector reporting a collection account on your credit report.
This can mean 2 things:
The worst part is you now have a collections account on your credit report, which will be hurting your score. It also lowers your chances of being approved for credit (at least with good interest rates).
There are a number of ways you can go about this, but the easiest one (which we highly recommend), is to reach out to a company that specializes in dealing with debt collectors, such as Credit Sage.
Call us today on (855) 677-2127 and speak with one of our friendly collection specialists. They’ll review your credit report with you (for free), and walk you through your best options.
The best news? We’ve helped thousands of customers remove West Asset Management from their credit reports (without having to pay their debt). When West Asset Management is removed from your report:
If you're receiving calls from 651-641-0443 about a debt that you owe, it's important to stay calm and remember that you have rights as a consumer. The person calling you is a debt collector, and by law they must provide information including the name of the creditor and how much is owed.
Take notes during your call with them, including the date and time, name of the person you spoke with and any other details they provided. Once you've established the legitimacy of the debt, consider setting up a payment plan with the debt collector. Before doing so however, ensure that you understand all of the terms of the agreement and can afford to make all payments as agreed upon.
If you don't believe that you owe a debt or have any other concerns, ask them for written validation of the debt before making any commitments. This ensures that your rights are protected throughout the process.
If you've noticed inaccurate information on your credit report related to West Asset Management, it's essential that you take action to correct the errors. Start by gathering all of the information you have about the account in question, including any supporting documents. Next, file a dispute with the credit bureau reporting the inaccurate information, either online, by phone or by mail. Make sure to provide detailed explanations as to why you believe the information is incorrect and why it should be corrected.
The credit bureau will then investigate your dispute and may contact West Asset Management for further verification. If they find that the information is inaccurate, they will update your credit report accordingly. However, if they determine that the information is accurate, you can add a statement to your credit report explaining your side of the story or consult with a credit repair professional for further assistance. Additionally, you can also file a complaint with the Consumer Financial Protection Bureau (CFPB).
Speak with a live credit specialist for your free consultation, now