570-207-3383 belongs to American Credit & Collections. They’re a debt collector reporting a collection account on your credit report.
This can mean 2 things:
The worst part is you now have a collections account on your credit report, which will be hurting your score. It also lowers your chances of being approved for credit (at least with good interest rates).
There are a number of ways you can go about this, but the easiest one (which we highly recommend), is to reach out to a company that specializes in dealing with debt collectors, such as Credit Sage.
Call us today on (855) 677-2127 and speak with one of our friendly collection specialists. They’ll review your credit report with you (for free), and walk you through your best options.
The best news? We’ve helped thousands of customers remove American Credit & Collections from their credit reports (without having to pay their debt). When American Credit & Collections is removed from your report:
Are you dealing with an outstanding debt that was contacted by 570-207-3383? If so, there are several steps you can take to effectively handle the situation.
First of all, make sure that the debt is yours and that it's still within the statute of limitations in your state. Once this has been verified, you can start negotiations with the collection agency to set up a payment plan or attempt to settle the debt for less than what is owed. It’s wise to keep all communication in writing and keep copies of any agreements made.
You also have the right to request that the collection agency stop contacting you or dispute the debt if it appears inaccurate. By taking these steps, you could be on your way to resolving your outstanding debt.
Have you recently discovered that American Credit & Collections has reported inaccurate information on your credit report? If so, it's important to take action and correct these errors. You can start by gathering any documentation that can prove the inaccuracies and write a letter to the credit reporting agency. The credit reporting agency is legally obligated to investigate the dispute and address any mistakes within 30 days. In addition, contact American Credit & Collections directly to dispute the information and ask them to make corrections.
Be sure to keep copies of all related correspondence and documents in case you need them in the future. By taking these steps, you could have inaccurate information removed from your credit report – which could help improve your score and make it easier for you to access credit.
Speak with a live credit specialist for your free consultation, now