425-643-2613 Called You?

Who Is 425-643-2613 ?

425-643-2613 belongs to Merchants Credit Corporation. They’re a debt collector reporting a collection account on your credit report.

This can mean 2 things:

 
1. They’ve purchased your debt from the original creditor (such as a credit card company), and they’re now calling you to collect that debt.
 
2. They don’t own the debt themselves, but are being paid to collect on behalf of another company.

The worst part is you now have a collections account on your credit report, which will be hurting your score. It also lowers your chances of being approved for credit (at least with good interest rates).

How Can I Get 425-643-2613 to Stop Calling Me?

There are a number of ways you can go about this, but the easiest one (which we highly recommend), is to reach out to a company that specializes in dealing with debt collectors, such as Credit Sage.

Call us today on (855) 677-2127 and speak with one of our friendly collection specialists. They’ll review your credit report with you (for free), and walk you through your best options.

The best news? We’ve helped thousands of customers remove Merchants Credit Corporation from their credit reports (without having to pay their debt). When Merchants Credit Corporation is removed from your report:

 
• They will stop calling you
 
• Your credit score will increase

Dealing with Debt Owed to 425-643-2613

Facing up to a debt owed to 425-643-2613 can be intimidating, but it's important to deal with the issue rather than ignore it. Ignoring the debt could lead to serious consequences such as legal action, wage garnishment, or seizing of assets.

Take charge of your situation and reach out to the company in order to negotiate a payment plan that you can manage. Make sure to get any agreement in writing and keep records of all communication. If you need help coming up with a payment plan, seek assistance from a credit counseling agency or a debt relief program.

Addressing the debt now is much better than letting it spiral out of control, so don't wait too long before taking action!

What to Do if Merchants Credit Corporation is Reporting Inaccurate Information on Your Credit Report

If you've found inaccurate information on your credit report from Merchants Credit Corporation, it's important to take action. Request a free copy of your credit report from all three major credit bureaus and review it for any errors or discrepancies. If you find an incorrect balance or a debt that doesn't belong to you, send a dispute letter to both the credit bureau and Merchants Credit Corporation. Include any documentation that supports your case and make sure they understand that they are required to investigate the dispute within 30 days and inform you of their findings. If the information is found to be inaccurate, the credit bureau will remove it from your report.

It's also important to stay vigilant by regularly checking your credit report for any inaccuracies and updating any outdated information. Taking these steps can help keep your credit score accurate and up-to-date!