412-802-3100 belongs to Nationwide Credit Inc.. They’re a debt collector reporting a collection account on your credit report.
This can mean 2 things:
The worst part is you now have a collections account on your credit report, which will be hurting your score. It also lowers your chances of being approved for credit (at least with good interest rates).
There are a number of ways you can go about this, but the easiest one (which we highly recommend), is to reach out to a company that specializes in dealing with debt collectors, such as Credit Sage.
Call us today on (855) 677-2127 and speak with one of our friendly collection specialists. They’ll review your credit report with you (for free), and walk you through your best options.
The best news? We’ve helped thousands of customers remove Nationwide Credit Inc. from their credit reports (without having to pay their debt). When Nationwide Credit Inc. is removed from your report:
Dealing with debt collectors can be overwhelming, but it's important to take action if you're being contacted by 412-802-3100. The first step is to determine if the debt is valid – ask the collector for written validation of the debt, including the original creditor and the amount owed. If the debt is valid, negotiate a payment plan or a settlement. Make sure any agreements are in writing and don't provide payment information until you've reviewed the terms and have determined that they are reasonable and affordable for your situation.
It's important to know your rights when dealing with debt collectors. Under the Fair Debt Collection Practices Act (FDCPA), collectors may not harass or deceive you while attempting to collect a debt – this includes making false statements about the debt. If you feel that your rights under FDCPA are being violated, you can file a complaint with the Consumer Financial Protection Bureau (CFPB) or consult with an attorney for further assistance.
Take control of your finances and protect your rights by managing your debts properly!
Inaccurate information on your credit report can have a major impact on your credit score and ability to access credit. If you have identified inaccurate information from Nationwide Credit Inc. on your credit report, take action to dispute it. Start by filing a dispute with the credit bureau that is reporting the incorrect information. Provide any documentation or evidence that backs up your dispute in order for it to be investigated properly. The credit bureau will have 30 days to investigate and respond to your dispute.
If the credit bureau confirms the information is accurate, escalate your dispute by contacting Nationwide Credit Inc. directly. Send them a written dispute letter outlining the details of the erroneous information, along with any supporting documentation you may have. The company has 30 days to investigate and answer your dispute.
Speak with a live credit specialist for your free consultation, now