317-322-3600 belongs to Premiere Credit of North America LLC. They’re a debt collector reporting a collection account on your credit report.
This can mean 2 things:
The worst part is you now have a collections account on your credit report, which will be hurting your score. It also lowers your chances of being approved for credit (at least with good interest rates).
There are a number of ways you can go about this, but the easiest one (which we highly recommend), is to reach out to a company that specializes in dealing with debt collectors, such as Credit Sage.
Call us today on (855) 677-2127 and speak with one of our friendly collection specialists. They’ll review your credit report with you (for free), and walk you through your best options.
The best news? We’ve helped thousands of customers remove Premiere Credit of North America LLC from their credit reports (without having to pay their debt). When Premiere Credit of North America LLC is removed from your report:
If you're receiving calls from 317-322-3600, it's likely that a debt is owed to Premiere Credit of North America LLC. Taking the necessary steps to resolve this debt can help you move forward and achieve greater financial freedom.
Start by ensuring that the debt is legitimately yours and request a validation letter from Premiere Credit of North America LLC outlining the amount owed and associated creditor. Once you've verified the validity of the debt, there are several paths for resolution. You can negotiate a payment plan, settle for a lump sum payment or dispute any inaccuracies or fraud if you believe them to be applicable.
Always keep records of communication and payments made, and be aware that your rights as a consumer are protected under the Fair Debt Collection Practices Act (FDCPA). If at any point you feel that these rights have been violated, file a complaint with the Consumer Financial Protection Bureau (CFPB).
Do you see inaccurate information from Premiere Credit of North America LLC on your credit report? You have the right to dispute it under the Fair Credit Reporting Act (FCRA). To begin, contact the credit reporting agency with the details of the incorrect information and send a dispute letter to Premiere Credit of North America LLC outlining your concerns.
Under the FCRA, Premiere Credit of North America LLC must investigate these claims and respond within 30 days. If they find that any information is incorrect, they must correct it and notify all three major credit bureaus.
Unfortunately, correcting inaccurate information can take time - but don't let that discourage you. Remain persistent in your efforts and keep records of all communication - this will help ensure that your rights are being respected throughout the process.
Speak with a live credit specialist for your free consultation, now