314-669-7171 belongs to Credit Control. They’re a debt collector reporting a collection account on your credit report.
This can mean 2 things:
The worst part is you now have a collections account on your credit report, which will be hurting your score. It also lowers your chances of being approved for credit (at least with good interest rates).
There are a number of ways you can go about this, but the easiest one (which we highly recommend), is to reach out to a company that specializes in dealing with debt collectors, such as Credit Sage.
Call us today on (855) 677-2127 and speak with one of our friendly collection specialists. They’ll review your credit report with you (for free), and walk you through your best options.
The best news? We’ve helped thousands of customers remove Credit Control from their credit reports (without having to pay their debt). When Credit Control is removed from your report:
If you find yourself receiving a call from 314-669-7171 and it turns out to be a debt collector, it's important that you're aware of your rights. Start by confirming that the debt is actually yours and that the collector is legally allowed to collect that debt from you. Next, discuss a payment plan with the collector that works for you and get it in writing. Be sure to keep records of all conversations and payments made throughout the process to help protect yourself.
If at any point the debt collector resorts to unfair or abusive practices, don't hesitate to file a complaint with either the Consumer Financial Protection Bureau or your state's attorney general office. They will help ensure your rights are respected and upheld.
Credit Control is one of the many companies that provide information about your credit history to the credit bureaus. If you find inaccurate information on your credit report from them, it's essential that you dispute it and get it corrected.
To do this, you'll need to start by getting a copy of your credit report and thoroughly going over it for any errors. Gather up all the documents that can prove that the info is incorrect, then write a dispute letter to each of the relevant credit bureaus. Make sure to include all relevant details in your letter so they can properly investigate your case and make any necessary corrections.
It's important to keep track of your credit report regularly so you can spot inaccuracies quickly and take action as soon as possible. These kinds of errors can have an adverse effect on your ability to obtain loans or other forms of credit at favorable rates.
Speak with a live credit specialist for your free consultation, now