217-585-2340 belongs to CCB Credit Services. They’re a debt collector reporting a collection account on your credit report.
This can mean 2 things:
The worst part is you now have a collections account on your credit report, which will be hurting your score. It also lowers your chances of being approved for credit (at least with good interest rates).
There are a number of ways you can go about this, but the easiest one (which we highly recommend), is to reach out to a company that specializes in dealing with debt collectors, such as Credit Sage.
Call us today on (855) 677-2127 and speak with one of our friendly collection specialists. They’ll review your credit report with you (for free), and walk you through your best options.
The best news? We’ve helped thousands of customers remove CCB Credit Services from their credit reports (without having to pay their debt). When CCB Credit Services is removed from your report:
Dealing with debt collectors can be challenging, especially when it involves 217-585-2340. In such cases, understanding your rights and available options is impressive. Suppose you owe a debt, it's best to attend to it immediately. Start by verifying the accuracy and validity of the debt. Afterward, negotiate for a suitable payment plan or a settlement with the collection agency. Ensure that such agreements are duly documented in writing, and keep thorough communication records.
If you can't afford to pay the debt, communicate with the collection agency, explain your financial predicament and request alternative solutions. They may provide support to resolve the situation and meet you at your pace.
However, if you don't recognize the debt, or you believe that the information provided is inaccurate, you have the right to dispute it. Request for validation of the claim and offer any supporting evidence to prove your case.
If you find inaccurate information on your credit report from CCB Credit Services, it's important to take action to correct it. First, order a copy of your credit report from all three credit bureaus and review it carefully. If you find any errors or inaccuracies, file a dispute with the credit bureau that's reporting the information.
In your dispute, be clear about what information is incorrect and provide any supporting documentation to back up your claim. The credit bureau has 30 days to investigate and respond to your dispute. If they find that the information is indeed inaccurate, they will remove it from your credit report.
It's important to monitor your credit report regularly to ensure that all the information is accurate and up-to-date. Taking action to correct any errors can help improve your credit score and increase your chances of getting approved for loans and credit in the future.
Speak with a live credit specialist for your free consultation, now