216-739-4095 belongs to Weltman Weinberg & Reis Co L.P.A. They’re a debt collector reporting a collection account on your credit report.
This can mean 2 things:
The worst part is you now have a collections account on your credit report, which will be hurting your score. It also lowers your chances of being approved for credit (at least with good interest rates).
There are a number of ways you can go about this, but the easiest one (which we highly recommend), is to reach out to a company that specializes in dealing with debt collectors, such as Credit Sage.
Call us today on (855) 677-2127 and speak with one of our friendly collection specialists. They’ll review your credit report with you (for free), and walk you through your best options.
The best news? We’ve helped thousands of customers remove Weltman Weinberg & Reis Co L.P.A from their credit reports (without having to pay their debt). When Weltman Weinberg & Reis Co L.P.A is removed from your report:
Understanding your rights when interacting with debt collectors like Weltman Weinberg & Reis Co L.P.A is vital for financial well-being and protection from harassment or unfair practices outlined in various laws and regulations governing the industry.
The Fair Debt Collection Practices Act (FDCPA) safeguards consumers from debt collectors who may try to take advantage. This federal law prevents collectors from engaging in any practices deemed harassing, intimidating or threatening towards the consumer. You can also exercise your right to challenge a debt and even ask for contact attempts to stop completely.
The Fair Credit Reporting Act (FCRA) also protects consumers by ensuring errors on credit reports are corrected and that reports stay accurate and up-to-date.
If you need help understanding your rights or dealing with a debt collector, contact Credit Sage. Our team can help you achieve your credit goals.
Struggling with debt can cause overwhelming emotions, but don’t panic – there are steps you can take to help improve your financial situation and credit score:
Staying on top of your finances is essential to reducing debt. To get started, keep track of how you're spending and set a budget that includes both income and expenses. Think about cutting back in certain areas so you can dedicate more towards paying down what's owed, or talk with creditors for lower interest rates or different payment options.
When feeling overwhelmed by debt, it's important to explore the available relief options. Though these offer a solution for your financial troubles, they can hurt your credit score so choose carefully after comprehensive evaluation of pros and cons. When debts are settled or wiped clean from reports with bankruptcy, turn attention towards rebuilding; make sure bills remain paid on time and keep utilization low for optimal success in recovery.
Speak with a live credit specialist for your free consultation, now