216-360-2000 belongs to FFCC-Columbus. They’re a debt collector reporting a collection account on your credit report.
This can mean 2 things:
The worst part is you now have a collections account on your credit report, which will be hurting your score. It also lowers your chances of being approved for credit (at least with good interest rates).
There are a number of ways you can go about this, but the easiest one (which we highly recommend), is to reach out to a company that specializes in dealing with debt collectors, such as Credit Sage.
Call us today on (855) 677-2127 and speak with one of our friendly collection specialists. They’ll review your credit report with you (for free), and walk you through your best options.
The best news? We’ve helped thousands of customers remove FFCC-Columbus from their credit reports (without having to pay their debt). When FFCC-Columbus is removed from your report:
Debt collection calls can be distressing, but it's imperative to remember that you have rights when it comes to debt collectors. If you're receiving calls from 216-360-2000, also known as FFCC-Columbus, owing to debt, there are actions you can take to alleviate the situation.
Start by verifying the legitimacy of the debt and the amount owed. Review your credit report and evaluate with scrutiny. If you believe the debt is inaccurate or not yours, dispute it with the collection agency in writing.
If the debt is legitimate and you're incapable of paying it off in full, it's recommended that you negotiate a payment plan with the agency. Ensure the agreement reached is documented in writing, and that you have all communication records.
Remember that debt collectors shouldn't engage in harassment, threats, or intimidation. You have the right to demand that they stop contacting you.
Your credit report is an essential reflection of your creditworthiness and financial history, and it's vital that the information it contains is precise. Suppose FFCC-Columbus has reported incorrect information on your credit report; in that case, you can take practical steps to rectify it.
Begin by requesting your credit report from each of the three primary credit bureaus and examine them closely. If you find any incorrect information, dispute it with the credit bureau in writing and attach supporting documentation.
Notify FFCC-Columbus of the imprecise information and request that they rectify it. Keep a record of all communication and follow up to verify that the changes have been implemented.
Remember, disputing incorrect information on your credit report is a right and should be utilized when necessary. Regularly reviewing your credit report is necessary to ensure that your creditworthiness is accurately represented, thereby positively impacting your financial status.
Speak with a live credit specialist for your free consultation, now