210-520-6400 belongs to Chase. They’re a debt collector reporting a collection account on your credit report.
This can mean 2 things:
The worst part is you now have a collections account on your credit report, which will be hurting your score. It also lowers your chances of being approved for credit (at least with good interest rates).
There are a number of ways you can go about this, but the easiest one (which we highly recommend), is to reach out to a company that specializes in dealing with debt collectors, such as Credit Sage.
Call us today on (855) 677-2127 and speak with one of our friendly collection specialists. They’ll review your credit report with you (for free), and walk you through your best options.
The best news? We’ve helped thousands of customers remove Chase from their credit reports (without having to pay their debt). When Chase is removed from your report:
If you are receiving calls from 210-520-6400, it may be a debt collector trying to collect a debt you owe. As a consumer, you have rights when dealing with debt collectors. You can ask the collector to stop contacting you, but this request must be made in writing. You also have the right to ask for proof of the debt before agreeing that it is valid. If you agree to pay the debt, make sure to negotiate a payment plan with the collector and get any agreement in writing. It's important to stay in contact with the collector and make payments on time in order to avoid further collection efforts.
If you are reporting inaccurate information being reported by Chase on your credit report, it's important to take action. First, dispute the inaccurate information with both the credit reporting agency and Chase. You can do this by writing a letter outlining the inaccuracies and providing documentation to support your claim. Once Chase receives your dispute, they must investigate it within 30 days and respond accordingly. If the information is found to be inaccurate, they must correct it and notify the credit reporting agencies. Regularly monitoring your credit report will help ensure that any inaccuracies are promptly corrected. Your credit report plays an important role in your financial health, so it's essential to make sure it is accurate.
Speak with a live credit specialist for your free consultation, now