Who Is 208-758-0236 ?
208-758-0236 belongs to IC System. They’re a debt collector reporting a collection account on your credit report.
This can mean 2 things:
- They’ve purchased your debt from the original creditor (such as a credit card company), and they’re now calling you to collect that debt.
- They don’t own the debt themselves, but are being paid to collect on behalf of another company.
The worst part is you now have a collections account on your credit report, which will be hurting your score. It also lowers your chances of being approved for credit (at least with good interest rates).
How Can I Get 208-758-0236 to Stop Calling Me?
There are a number of ways you can go about this, but the easiest one (which we highly recommend), is to reach out to a company that specializes in dealing with debt collectors, such as Credit Sage.
Call us today on (855) 677-2127 and speak with one of our friendly collection specialists. They’ll review your credit report with you (for free), and walk you through your best options.
The best news? We’ve helped thousands of customers remove IC System from their credit reports (without having to pay their debt). When IC System is removed from your report:
- They will stop calling you
- Your credit score will increase
Why Am I Getting Calls from 208-758-0236?
Are you receiving calls from IC System at 208-758-0236? Debt collectors may be attempting to reach out for a variety of reasons. Some of the most common reasons why debt collectors call individuals include:
- Unpaid bills: If you haven't paid your bills, your creditor (e.g. credit card company, lender, or utility provider) may have hired a debt collector like IC System to recover the unpaid amount.
- Identity theft: In case of identity theft where someone has fraudulently used your personal information to create an account or take on debt, you may receive calls from debt collectors requesting payment.
- Mistaken identity: Debt collectors may contact the wrong person due to clerical errors or if the debtor has provided incorrect or outdated contact information, resulting in mistaken identity.
No matter the cause for receiving calls from IC System, it is crucial to take necessary action to resolve the situation and safeguard your credit.
How to Deal with a Collections Account on Your Credit Report
A collections account listed on your credit report can greatly affect your credit score and credibility. To tackle a collections account on your credit report, consider following these steps:
- Begin by verifying the accuracy of the debt. Request validation of the debt from the debt collector before making any payments to ensure its legitimacy and accuracy.
- If there are errors on your credit report related to the collections account, dispute them with the credit reporting agencies to have them corrected promptly.
- You may want to negotiate a settlement or payment plan if you owe the debt. This can involve settling the debt for a lesser amount or setting up a payment plan to pay it off over time.
- Once you have resolved the collections account, focus on rebuilding your credit by making timely payments, keeping your credit utilization low, and avoiding new debt. While it may take some time, taking these steps can help improve your credit score over time.