202-870-5977 belongs to IC System. They’re a debt collector reporting a collection account on your credit report.
This can mean 2 things:
The worst part is you now have a collections account on your credit report, which will be hurting your score. It also lowers your chances of being approved for credit (at least with good interest rates).
There are a number of ways you can go about this, but the easiest one (which we highly recommend), is to reach out to a company that specializes in dealing with debt collectors, such as Credit Sage.
Call us today on (855) 677-2127 and speak with one of our friendly collection specialists. They’ll review your credit report with you (for free), and walk you through your best options.
The best news? We’ve helped thousands of customers remove IC System from their credit reports (without having to pay their debt). When IC System is removed from your report:
Dealing with a debt owed to IC System can be stressful and overwhelming. However, there are steps you can take to manage your debt and move towards a solution. First, contact 202-870-5977 to obtain more information about your debt and explore available options. These may include negotiating a payment plan, settling the debt for less than what is owed or disputing it if you believe there are inaccuracies.
It's also essential to assess your finances closely and create a budget that permits regular payments towards the outstanding amount. Prioritizing your debt and making timely payments can boost your credit score over time. Remember that it's never too late to take action towards becoming debt-free.
Inaccurate information reported by IC System on your credit report can adversely affect your credit score and make it challenging to obtain loans or credit in the future. The first step is to obtain a copy of your credit report and thoroughly review it for any errors or inconsistencies. If you discover an error, you can dispute it with the credit reporting agency directly and provide supporting documentation.
If the error relates to debt owed to IC System, you can also contact them directly to request that they rectify any inaccuracies they may have reported to the credit bureaus. It's crucial to follow up regularly with both the agency and 202-870-5977 until the mistake is resolved, and your credit report reflects accurate information. With persistence and attention to detail, you can ensure that your credit report accurately reflects your true financial status.
Speak with a live credit specialist for your free consultation, now