202-870-5858 belongs to IC System. They’re a debt collector reporting a collection account on your credit report.
This can mean 2 things:
The worst part is you now have a collections account on your credit report, which will be hurting your score. It also lowers your chances of being approved for credit (at least with good interest rates).
There are a number of ways you can go about this, but the easiest one (which we highly recommend), is to reach out to a company that specializes in dealing with debt collectors, such as Credit Sage.
Call us today on (855) 677-2127 and speak with one of our friendly collection specialists. They’ll review your credit report with you (for free), and walk you through your best options.
The best news? We’ve helped thousands of customers remove IC System from their credit reports (without having to pay their debt). When IC System is removed from your report:
If you're getting calls from 202-870-5858, it's likely due to an overdue debt. IC System is a debt collector hired by the creditor and ignoring their calls won't make the debt go away. The best option is to work with professionals like Credit Sage who specialize in dealing with such situations.
They can help you understand your consumer rights and negotiate a payment plan that is suitable for both parties. Failing to address the issue or not paying up could lead to legal action taken against you - this would have a more severe effect on your credit score. So, if you're receiving these calls, act promptly and take responsibility for the debt.
It's essential to remain on top of your finances and pay your bills on time to avoid dealing with debt collectors in the future. Create a budget and do your best to stick to it, while also being mindful of your spending habits.
If you're finding it difficult to make ends meet, don't be afraid to reach out to your creditors and ask if they can assist you. They may be willing to waive late fees or work out an affordable payment plan.
It's important to periodically check your credit report for errors or suspicious accounts too. If something seems off, notify both the credit bureau and creditor right away.
By taking these precautions now, you can avoid falling into debt in the future and having to deal with any unpleasantries that come along with it.
Speak with a live credit specialist for your free consultation, now