Pce Services Debt Collector On Your Report?

Last Updated: October 21st, 2023

  • Pce Services Debt Collector is a debt collection company (that's likely hurting your credit score)
  • You may be able to remove them from your report, without paying your debt
  • Call us now to find out how!

What Is Pce Services Debt Collector On My Credit Report?

Pce Services Debt Collector is a debt collection agency. If you are seeing them on your credit report, it likely means they have purchased your debt from a creditor and are (or will be) attempting to collect it from you.

Is Pce Services Debt Collector A Debt Collection Agency?

Yes, Pce Services Debt Collector is a debt collection agency. They buy debt from a number of different creditors that no longer wish to attempt to collect the amount themselves (also known as a "charge-off").

Pce Services Debt Collector may attempt to reach out via mail or phone calls (demanding payment). The worst part is a collections account will now be seen on your credit report. This hurts your score, as well as reducing your chances of getting approved for a loan or other important financial event.

But it’s not all bad news! We may be able to help you with this account. Call us today to find out more.

Who Does Pce Services Debt Collector Collect For?

Pce Services Debt Collector purchases debt from a range of different creditors. The information isn’t always publicly available and is constantly changing, so it’s difficult to provide an accurate and up-to-date list.

Does Pce Services Debt Collector Hurt My Credit Score?

Yes, it is highly likely having Pce Services Debt Collector on your credit report is damaging your score significantly.

What to do if you receive a letter from Pce Services Debt Collector

It is imperative to take immediate action when a letter from Pce Services Debt Collector arrives. Confirm the veracity of their claim by requesting validation – requiring them to provide evidence and legal authorization that you are indeed responsible for repayment.

If you're not sure that the debt reported to Pce Services Debt Collector and associated credit bureaus is accurate, don't hesitate to dispute it. Doing so will put a temporary stop on any collection activities until confirmation can be provided of its legitimacy.

How to negotiate a payment plan with Pce Services Debt Collector

Struggling to pay off a debt from Pce Services Debt Collector? Consider negotiating a payment plan! By setting up monthly payments that work for you, it is possible to settle the entire amount owed - all while staying within your budget.

When forming a payment plan, it is important to consider your budget and work out how much you can feasibly pay each month. Utilizing an online budgeting tool may be helpful in creating an achievable financial strategy which takes into account all of your expenses.

Once you've determined your budget, reach out to Pce Services Debt Collector and explore your options. You may be able to lower the cost of repayment through negotiation or settle for less than what is owed -- but bear in mind that this could negatively affect your credit score.

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How Do I Remove Pce Services Debt Collector From My Credit Report?

To be eligible to remove Pce Services Debt Collector from your credit report, you typically need to meet the following requirements:

  • Any information on the account is incorrect
  • Any information on the account is error’d
  • Any information on the account is fraudulent
  • And is not (or cannot be) fixed in an appropriate amount of time

According to a study by the U.S. PIRGs, 79% of credit reports contain mistakes or serious errors. Going after these types of accounts for our clients is our specialty.

Should I Pay For Delete With Pce Services Debt Collector?

Paying off Pce Services Debt Collector to have credit bureaus delete it from your report sounds like a good idea. There's one major problem. Paying a debt in collections changes your credit report status from 'unpaid' to 'paid', but the collection remains on your report for 7 years (from the date of first delinquency). This means your credit is still damaged.

Should I Negotiate A Settlement With Pce Services Debt Collector?

Settling your debt with Pce Services Debt Collector could go both ways. It may help your score, but it may also hurt your score. Many variables impact the end result. There is a better path to a good result. Work with a company that is able to review these accounts for you (like Credit Sage), and if any issues with the account exist you may have it removed all together (and never have to hear from them again).

Is Pce Services Debt Collector Legit, Fake Or A Scam?

Pce Services Debt Collector is a legitimate company. They aren’t fake or trying to scam you. But it is likely they are spam calling you trying to collect a debt. One of the best ways to deal with this is to dispute and remove unvalidated debts.

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Why Do Pce Services Debt Collector Keep Calling Me?

Pce Services Debt Collector continues to call and attempt to collect a debt. The best thing you can do is ignore their calls and speak with a company that can help you get it removed (like Credit Sage).

How To Get Pce Services Debt Collector To Stop Calling Me?

As we’ve mentioned above, Pce Services Debt Collector will be calling you to attempt to collect a debt. The best thing you can do to stop this is speak with a company that can help you get them removed from your credit report, like Credit Sage. Once they are off your credit report, you won’t have to hear from them again.

Pce Services Debt Collector Reviews And Complaints

Pce Services Debt Collector has terrible BBB reviews. This may come from their repeated calls and letters to consumers trying to collect their debt.

Will Pce Services Debt Collector Try Suing Or Garnishing My Wages?

Pce Services Debt Collector suing would be a very unlikely situation. In rare cases it may happen, but it certainly isn’t the norm. State and federal laws place limits or 'exemptions' that apply to bank and wage garnishments.

We strongly recommend calling us, we’ll help determine the likelihood of a lawsuit, but also provide you next steps in getting this collection removed.

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Does Pce Services Debt Collector Accept A Goodwill Letter To Remove My Collection/Charge-Off?

Based on our years of experience dealing with companies like this, Pce Services Debt Collector does not accept goodwill letters to remove collection accounts or charge offs.

What Are My Rights When Dealing With Pce Services Debt Collector?

You have the right to dispute any of your debt that Pce Services Debt Collector has purchased. Pce Services Debt Collector is governed by the Fair Debt Collection Practices Act (or FDCPA) and the Fair Credit Reporting Act (or FCRA). While these acts seem very complicated, they provide a great deal of power to the consumer if you know how to use it properly.

What Is Pce Services Debt Collector Phone Number?

You likely want to call Credit Sage before deciding whether or not to call Pce Services Debt Collector. The reason? You may not want to pay Pce Services Debt Collector debt, especially if it's inaccurate. Paying it off could hurt your score.

Get Pce Services Debt Collector Removed From Your Report, Today!

In most cases, we recommend speaking with a Credit Repair professional to analyze your credit report before you attempt to settle any debt. The main reason? Settling your debt may actually hurt your score.

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