What Is Freshview Solutions On My Credit Report?
Freshview Solutions is a debt collection agency. If you are seeing them on your credit report, it likely means they have purchased your debt from a creditor and are (or will be) attempting to collect it from you.
Is Freshview Solutions A Debt Collection Agency?
Yes, Freshview Solutions is a debt collection agency. They buy debt from a number of different creditors that no longer wish to attempt to collect the amount themselves (also known as a "charge-off").
Freshview Solutions may attempt to reach out via mail or phone calls (demanding payment). The worst part is a collections account will now be seen on your credit report. This hurts your score, as well as reducing your chances of getting approved for a loan or other important financial event.
But it’s not all bad news! We may be able to help you with this account. Call us today to find out more.
Who Does Freshview Solutions Collect For?
Freshview Solutions purchases debt from a range of different creditors. The information isn’t always publicly available and is constantly changing, so it’s difficult to provide an accurate and up-to-date list.
Does Freshview Solutions Hurt My Credit Score?
Yes, it is highly likely having Freshview Solutions on your credit report is damaging your score significantly.
How Freshview Solutions Affects Your Financial Health
Having Freshview Solutions on your credit report can be damaging to your financial health. A collection account can lower your credit score by as much as 100 points and make it difficult to get approved for loans or credit cards. Additionally, you may face higher interest rates and potentially legal action such as wage garnishments, bank levies, or property liens.
Removing Freshview Solutions from your credit report is the key to restoring your financial health. Credit Sage experts are here to help - contact us today for assistance in analyzing your credit report, disputing errors or inaccuracies, and developing a plan to remove unvalidated debts from your record.
What Happens If You Ignore Freshview Solutions' Calls And Letters?
If you're receiving calls and letters from Freshview Solutions, ignoring them may seem like a good idea, but it's not the best approach. Ignoring the debt won't make it go away, and in fact, it may cause more problems such as continued attempts to reach out to you or the debt being reported to credit bureaus.
The best way to manage your debt with Freshview Solutions is to communicate with them and come up with a plan to pay off the debt or negotiate a settlement. Credit counseling agencies and debt settlement companies can also be of help by developing a repayment plan that works for both you and Freshview Solutions. Don't let your debt become overwhelming - contact Credit Sage today for assistance.
How Do I Remove Freshview Solutions From My Credit Report?
To be eligible to remove Freshview Solutions from your credit report, you typically need to meet the following requirements:
- Any information on the account is incorrect
- Any information on the account is error’d
- Any information on the account is fraudulent
- And is not (or cannot be) fixed in an appropriate amount of time
According to a study by the U.S. PIRGs, 79% of credit reports contain mistakes or serious errors. Going after these types of accounts for our clients is our specialty.
Should I Pay For Delete With Freshview Solutions?
Paying off Freshview Solutions to have credit bureaus delete it from your report sounds like a good idea. There's one major problem. Paying a debt in collections changes your credit report status from 'unpaid' to 'paid', but the collection remains on your report for 7 years (from the date of first delinquency). This means your credit is still damaged.
Should I Negotiate A Settlement With Freshview Solutions?
Settling your debt with Freshview Solutions could go both ways. It may help your score, but it may also hurt your score. Many variables impact the end result. There is a better path to a good result. Work with a company that is able to review these accounts for you (like Credit Sage), and if any issues with the account exist you may have it removed all together (and never have to hear from them again).
Is Freshview Solutions Legit, Fake Or A Scam?
Freshview Solutions is a legitimate company. They aren’t fake or trying to scam you. But it is likely they are spam calling you trying to collect a debt. One of the best ways to deal with this is to dispute and remove unvalidated debts.
Why Do Freshview Solutions Keep Calling Me?
Freshview Solutions continues to call and attempt to collect a debt. The best thing you can do is ignore their calls and speak with a company that can help you get it removed (like Credit Sage).
How To Get Freshview Solutions To Stop Calling Me?
As we’ve mentioned above, Freshview Solutions will be calling you to attempt to collect a debt. The best thing you can do to stop this is speak with a company that can help you get them removed from your credit report, like Credit Sage. Once they are off your credit report, you won’t have to hear from them again.
Freshview Solutions Reviews And Complaints
Freshview Solutions has terrible BBB reviews. This may come from their repeated calls and letters to consumers trying to collect their debt.
Will Freshview Solutions Try Suing Or Garnishing My Wages?
Freshview Solutions suing would be a very unlikely situation. In rare cases it may happen, but it certainly isn’t the norm. State and federal laws place limits or 'exemptions' that apply to bank and wage garnishments.
We strongly recommend calling us, we’ll help determine the likelihood of a lawsuit, but also provide you next steps in getting this collection removed.
Does Freshview Solutions Accept A Goodwill Letter To Remove My Collection/Charge-Off?
Based on our years of experience dealing with companies like this, Freshview Solutions does not accept goodwill letters to remove collection accounts or charge offs.
What Are My Rights When Dealing With Freshview Solutions?
You have the right to dispute any of your debt that Freshview Solutions has purchased. Freshview Solutions is governed by the Fair Debt Collection Practices Act (or FDCPA) and the Fair Credit Reporting Act (or FCRA). While these acts seem very complicated, they provide a great deal of power to the consumer if you know how to use it properly.
What Is Freshview Solutions Phone Number?
You likely want to call Credit Sage before deciding whether or not to call Freshview Solutions. The reason? You may not want to pay Freshview Solutions debt, especially if it's inaccurate. Paying it off could hurt your score.
Get Freshview Solutions Removed From Your Report, Today!
In most cases, we recommend speaking with a Credit Repair professional to analyze your credit report before you attempt to settle any debt. The main reason? Settling your debt may actually hurt your score.