Coastal Recovery Solutions On Your Report?

Last Updated: Mar 06, 2022

  • Coastal Recovery Solutions is a debt collection company (that's likely hurting your credit score)
  • You may be able to remove them from your report, without paying your debt
  • Call us now to find out how!

What Is Coastal Recovery Solutions On My Credit Report?

Coastal Recovery Solutions is a debt collection agency. If you are seeing them on your credit report, it likely means they have purchased your debt from a creditor and are (or will be) attempting to collect it from you.

Is Coastal Recovery Solutions A Debt Collection Agency?

Yes, Coastal Recovery Solutions is a debt collection agency. They buy debt from a number of different creditors that no longer wish to attempt to collect the amount themselves (also known as a "charge-off").

Coastal Recovery Solutions may attempt to reach out via mail or phone calls (demanding payment). The worst part is a collections account will now be seen on your credit report. This hurts your score, as well as reducing your chances of getting approved for a loan or other important financial event.

But it’s not all bad news! We may be able to help you with this account. Call us today to find out more.

Who Does Coastal Recovery Solutions Collect For?

Coastal Recovery Solutions purchases debt from a range of different creditors. The information isn’t always publicly available and is constantly changing, so it’s difficult to provide an accurate and up-to-date list.

Does Coastal Recovery Solutions Hurt My Credit Score?

Yes, it is highly likely having Coastal Recovery Solutions on your credit report is damaging your score significantly.

Looking for help with Coastal Recovery Solutions?

How Do I Remove Coastal Recovery Solutions From My Credit Report?

To be eligible to remove Coastal Recovery Solutions from your credit report, you typically need to meet the following requirements:

  • Any information on the account is incorrect
  • Any information on the account is error’d
  • Any information on the account is fraudulent
  • And is not (or cannot be) fixed in an appropriate amount of time

According to a study by the U.S. PIRGs, 79% of credit reports contain mistakes or serious errors. Going after these types of accounts for our clients is our specialty.

Should I Pay For Delete With Coastal Recovery Solutions?

Paying off Coastal Recovery Solutions to have credit bureaus delete it from your report sounds like a good idea. There's one major problem. Paying a debt in collections changes your credit report status from 'unpaid' to 'paid', but the collection remains on your report for 7 years (from the date of first delinquency). This means your credit is still damaged.

Should I Negotiate A Settlement With Coastal Recovery Solutions?

Settling your debt with Coastal Recovery Solutions could go both ways. It may help your score, but it may also hurt your score. Many variables impact the end result. There is a better path to a good result. Work with a company that is able to review these accounts for you (like Credit Sage), and if any issues with the account exist you may have it removed all together (and never have to hear from them again).

Is Coastal Recovery Solutions Legit, Fake Or A Scam?

Coastal Recovery Solutions is a legitimate company. They aren’t fake or trying to scam you. But it is likely they are spam calling you trying to collect a debt. One of the best ways to deal with this is to dispute and remove unvalidated debts.

Looking for help with Coastal Recovery Solutions?

Why Do Coastal Recovery Solutions Keep Calling Me?

Coastal Recovery Solutions continues to call and attempt to collect a debt. The best thing you can do is ignore their calls and speak with a company that can help you get it removed (like Credit Sage).

How To Get Coastal Recovery Solutions To Stop Calling Me?

As we’ve mentioned above, Coastal Recovery Solutions will be calling you to attempt to collect a debt. The best thing you can do to stop this is speak with a company that can help you get them removed from your credit report, like Credit Sage. Once they are off your credit report, you won’t have to hear from them again.

Coastal Recovery Solutions Reviews And Complaints

Coastal Recovery Solutions has terrible BBB reviews. This may come from their repeated calls and letters to consumers trying to collect their debt.

Will Coastal Recovery Solutions Try Suing Or Garnishing My Wages?

Coastal Recovery Solutions suing would be a very unlikely situation. In rare cases it may happen, but it certainly isn’t the norm. State and federal laws place limits or 'exemptions' that apply to bank and wage garnishments.

We strongly recommend calling us, we’ll help determine the likelihood of a lawsuit, but also provide you next steps in getting this collection removed.

Looking for help with Coastal Recovery Solutions?

Does Coastal Recovery Solutions Accept A Goodwill Letter To Remove My Collection/Charge-Off?

Based on our years of experience dealing with companies like this, Coastal Recovery Solutions does not accept goodwill letters to remove collection accounts or charge offs.

What Are My Rights When Dealing With Coastal Recovery Solutions?

You have the right to dispute any of your debt that Coastal Recovery Solutions has purchased. Coastal Recovery Solutions is governed by the Fair Debt Collection Practices Act (or FDCPA) and the Fair Credit Reporting Act (or FCRA). While these acts seem very complicated, they provide a great deal of power to the consumer if you know how to use it properly.

What Is Coastal Recovery Solutions Phone Number?

You likely want to call Credit Sage before deciding whether or not to call Coastal Recovery Solutions. The reason? You may not want to pay Coastal Recovery Solutions debt, especially if it's inaccurate. Paying it off could hurt your score.

Get Coastal Recovery Solutions Removed From Your Report, Today!

In most cases, we recommend speaking with a Credit Repair professional to analyze your credit report before you attempt to settle any debt. The main reason? Settling your debt may actually hurt your score.

Looking for help with Coastal Recovery Solutions?

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