CBB Collections On Your Report?

Last Updated: October 21st, 2023

  • CBB Collections is a debt collection company (that's likely hurting your credit score)
  • You may be able to remove them from your report, without paying your debt
  • Call us now to find out how!

What Is CBB Collections On My Credit Report?

CBB Collections is a debt collection agency. If you are seeing them on your credit report, it likely means they have purchased your debt from a creditor and are (or will be) attempting to collect it from you.

Is CBB Collections A Debt Collection Agency?

Yes, CBB Collections is a debt collection agency. They buy debt from a number of different creditors that no longer wish to attempt to collect the amount themselves (also known as a "charge-off").

CBB Collections may attempt to reach out via mail or phone calls (demanding payment). The worst part is a collections account will now be seen on your credit report. This hurts your score, as well as reducing your chances of getting approved for a loan or other important financial event.

But it’s not all bad news! We may be able to help you with this account. Call us today to find out more.

Who Does CBB Collections Collect For?

CBB Collections purchases debt from a range of different creditors. The information isn’t always publicly available and is constantly changing, so it’s difficult to provide an accurate and up-to-date list.

Does CBB Collections Hurt My Credit Score?

Yes, it is highly likely having CBB Collections on your credit report is damaging your score significantly.

Understanding the Impact of CBB Collections on Your Credit Score

Having a debt collection agency like CBB Collections on your credit report can be detrimental to your credit score, since it is seen as a red flag to prospective lenders. Fortunately, there are steps you can take to repair the damage and improve your creditworthiness.

Credit Sage can help you dispute any false information or get the collections account removed entirely. Negotiating a settlement with CBB Collections may also be an option. Once these measures are taken, you will start seeing an improvement in your credit score and become better positioned for financial success.

Protecting Your Rights When Dealing with CBB Collections

If you have a debt collection account with CBB Collections, it is important to understand your rights as a consumer. The Fair Debt Collection Practices Act (FDCPA) and the Fair Credit Reporting Act (FCRA) both protect individuals from unfair or deceptive practices, and prohibit debt collectors from engaging in harassing behavior.

You also have the right to dispute any incomplete or inaccurate information on your credit report, including negative collections accounts from CBB Collections. A credit repair professional like Credit Sage can help you ensure that these rights are respected and can help you work towards getting a fair and accurate credit report.

Looking for help with CBB Collections?

How Do I Remove CBB Collections From My Credit Report?

To be eligible to remove CBB Collections from your credit report, you typically need to meet the following requirements:

  • Any information on the account is incorrect
  • Any information on the account is error’d
  • Any information on the account is fraudulent
  • And is not (or cannot be) fixed in an appropriate amount of time

According to a study by the U.S. PIRGs, 79% of credit reports contain mistakes or serious errors. Going after these types of accounts for our clients is our specialty.

Should I Pay For Delete With CBB Collections?

Paying off CBB Collections to have credit bureaus delete it from your report sounds like a good idea. There's one major problem. Paying a debt in collections changes your credit report status from 'unpaid' to 'paid', but the collection remains on your report for 7 years (from the date of first delinquency). This means your credit is still damaged.

Should I Negotiate A Settlement With CBB Collections?

Settling your debt with CBB Collections could go both ways. It may help your score, but it may also hurt your score. Many variables impact the end result. There is a better path to a good result. Work with a company that is able to review these accounts for you (like Credit Sage), and if any issues with the account exist you may have it removed all together (and never have to hear from them again).

Is CBB Collections Legit, Fake Or A Scam?

CBB Collections is a legitimate company. They aren’t fake or trying to scam you. But it is likely they are spam calling you trying to collect a debt. One of the best ways to deal with this is to dispute and remove unvalidated debts.

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Why Do CBB Collections Keep Calling Me?

CBB Collections continues to call and attempt to collect a debt. The best thing you can do is ignore their calls and speak with a company that can help you get it removed (like Credit Sage).

How To Get CBB Collections To Stop Calling Me?

As we’ve mentioned above, CBB Collections will be calling you to attempt to collect a debt. The best thing you can do to stop this is speak with a company that can help you get them removed from your credit report, like Credit Sage. Once they are off your credit report, you won’t have to hear from them again.

CBB Collections Reviews And Complaints

CBB Collections has terrible BBB reviews. This may come from their repeated calls and letters to consumers trying to collect their debt.

Will CBB Collections Try Suing Or Garnishing My Wages?

CBB Collections suing would be a very unlikely situation. In rare cases it may happen, but it certainly isn’t the norm. State and federal laws place limits or 'exemptions' that apply to bank and wage garnishments.

We strongly recommend calling us, we’ll help determine the likelihood of a lawsuit, but also provide you next steps in getting this collection removed.

Looking for help with CBB Collections?

Does CBB Collections Accept A Goodwill Letter To Remove My Collection/Charge-Off?

Based on our years of experience dealing with companies like this, CBB Collections does not accept goodwill letters to remove collection accounts or charge offs.

What Are My Rights When Dealing With CBB Collections?

You have the right to dispute any of your debt that CBB Collections has purchased. CBB Collections is governed by the Fair Debt Collection Practices Act (or FDCPA) and the Fair Credit Reporting Act (or FCRA). While these acts seem very complicated, they provide a great deal of power to the consumer if you know how to use it properly.

What Is CBB Collections Phone Number?

You likely want to call Credit Sage before deciding whether or not to call CBB Collections. The reason? You may not want to pay CBB Collections debt, especially if it's inaccurate. Paying it off could hurt your score.

Get CBB Collections Removed From Your Report, Today!

In most cases, we recommend speaking with a Credit Repair professional to analyze your credit report before you attempt to settle any debt. The main reason? Settling your debt may actually hurt your score.

Looking for help with CBB Collections?

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