What Is Bme Services Collections On My Credit Report?
Bme Services Collections is a debt collection agency. If you are seeing them on your credit report, it likely means they have purchased your debt from a creditor and are (or will be) attempting to collect it from you.
Is Bme Services Collections A Debt Collection Agency?
Yes, Bme Services Collections is a debt collection agency. They buy debt from a number of different creditors that no longer wish to attempt to collect the amount themselves (also known as a "charge-off").
Bme Services Collections may attempt to reach out via mail or phone calls (demanding payment). The worst part is a collections account will now be seen on your credit report. This hurts your score, as well as reducing your chances of getting approved for a loan or other important financial event.
But it’s not all bad news! We may be able to help you with this account. Call us today to find out more.
Who Does Bme Services Collections Collect For?
Bme Services Collections purchases debt from a range of different creditors. The information isn’t always publicly available and is constantly changing, so it’s difficult to provide an accurate and up-to-date list.
Does Bme Services Collections Hurt My Credit Score?
Yes, it is highly likely having Bme Services Collections on your credit report is damaging your score significantly.
What is Bme Services Collections and How Does it Affect My Credit Score?
Bme Services Collections is a debt collection agency that purchases debt from creditors and attempts to collect it from consumers. Having them on your credit report can lower your credit score and prevent you from obtaining loans or other financial opportunities.
But don't worry – Credit Sage can help. With our team, you can identify and resolve any inaccuracies on the account, as well as work with Bme Services Collections to make sure they comply with all legal regulations and stop contacting you as needed.
Don't let Bme Services Collections damage your credit score – contact Credit Sage today to learn how we can help.
Understanding Debt Validation and How It Can Help with Bme Services Collections
If you receive communication from Bme Services Collections, it's important to be aware of your rights as a consumer. One of those rights is the ability to request debt validation. This is done by requesting proof from Bme Services Collections that they have the right to collect the debt and that the amount they are trying to collect is accurate.
By requesting debt validation, you can verify that Bme Services Collections has the legal authority to collect the debt, and ensure that the amount they are claiming is accurate. Doing so can help protect your credit score by preventing you from paying off any fraudulent debts or inaccurate amounts.
How Do I Remove Bme Services Collections From My Credit Report?
To be eligible to remove Bme Services Collections from your credit report, you typically need to meet the following requirements:
- Any information on the account is incorrect
- Any information on the account is error’d
- Any information on the account is fraudulent
- And is not (or cannot be) fixed in an appropriate amount of time
According to a study by the U.S. PIRGs, 79% of credit reports contain mistakes or serious errors. Going after these types of accounts for our clients is our specialty.
Should I Pay For Delete With Bme Services Collections?
Paying off Bme Services Collections to have credit bureaus delete it from your report sounds like a good idea. There's one major problem. Paying a debt in collections changes your credit report status from 'unpaid' to 'paid', but the collection remains on your report for 7 years (from the date of first delinquency). This means your credit is still damaged.
Should I Negotiate A Settlement With Bme Services Collections?
Settling your debt with Bme Services Collections could go both ways. It may help your score, but it may also hurt your score. Many variables impact the end result. There is a better path to a good result. Work with a company that is able to review these accounts for you (like Credit Sage), and if any issues with the account exist you may have it removed all together (and never have to hear from them again).
Is Bme Services Collections Legit, Fake Or A Scam?
Bme Services Collections is a legitimate company. They aren’t fake or trying to scam you. But it is likely they are spam calling you trying to collect a debt. One of the best ways to deal with this is to dispute and remove unvalidated debts.
Why Do Bme Services Collections Keep Calling Me?
Bme Services Collections continues to call and attempt to collect a debt. The best thing you can do is ignore their calls and speak with a company that can help you get it removed (like Credit Sage).
How To Get Bme Services Collections To Stop Calling Me?
As we’ve mentioned above, Bme Services Collections will be calling you to attempt to collect a debt. The best thing you can do to stop this is speak with a company that can help you get them removed from your credit report, like Credit Sage. Once they are off your credit report, you won’t have to hear from them again.
Bme Services Collections Reviews And Complaints
Bme Services Collections has terrible BBB reviews. This may come from their repeated calls and letters to consumers trying to collect their debt.
Will Bme Services Collections Try Suing Or Garnishing My Wages?
Bme Services Collections suing would be a very unlikely situation. In rare cases it may happen, but it certainly isn’t the norm. State and federal laws place limits or 'exemptions' that apply to bank and wage garnishments.
We strongly recommend calling us, we’ll help determine the likelihood of a lawsuit, but also provide you next steps in getting this collection removed.
Does Bme Services Collections Accept A Goodwill Letter To Remove My Collection/Charge-Off?
Based on our years of experience dealing with companies like this, Bme Services Collections does not accept goodwill letters to remove collection accounts or charge offs.
What Are My Rights When Dealing With Bme Services Collections?
You have the right to dispute any of your debt that Bme Services Collections has purchased. Bme Services Collections is governed by the Fair Debt Collection Practices Act (or FDCPA) and the Fair Credit Reporting Act (or FCRA). While these acts seem very complicated, they provide a great deal of power to the consumer if you know how to use it properly.
What Is Bme Services Collections Phone Number?
You likely want to call Credit Sage before deciding whether or not to call Bme Services Collections. The reason? You may not want to pay Bme Services Collections debt, especially if it's inaccurate. Paying it off could hurt your score.
Get Bme Services Collections Removed From Your Report, Today!
In most cases, we recommend speaking with a Credit Repair professional to analyze your credit report before you attempt to settle any debt. The main reason? Settling your debt may actually hurt your score.