ASG Collection On Your Report?

Last Updated: Mar 25, 2023

  • ASG Collection is a debt collection company (that's likely hurting your credit score)
  • You may be able to remove them from your report, without paying your debt
  • Call us now to find out how!

What Is ASG Collection On My Credit Report?

ASG Collection is a debt collection agency. If you are seeing them on your credit report, it likely means they have purchased your debt from a creditor and are (or will be) attempting to collect it from you.

Is ASG Collection A Debt Collection Agency?

Yes, ASG Collection is a debt collection agency. They buy debt from a number of different creditors that no longer wish to attempt to collect the amount themselves (also known as a "charge-off").

ASG Collection may attempt to reach out via mail or phone calls (demanding payment). The worst part is a collections account will now be seen on your credit report. This hurts your score, as well as reducing your chances of getting approved for a loan or other important financial event.

But it’s not all bad news! We may be able to help you with this account. Call us today to find out more.

Who Does ASG Collection Collect For?

ASG Collection purchases debt from a range of different creditors. The information isn’t always publicly available and is constantly changing, so it’s difficult to provide an accurate and up-to-date list.

Does ASG Collection Hurt My Credit Score?

Yes, it is highly likely having ASG Collection on your credit report is damaging your score significantly.

Understanding the Impact of ASG Collection on Your Credit Score

Having a collection agency such as ASG Collection on your credit report can significantly affect your credit score. It is likely to decrease it by a few points, making it tough to be approved for financial matters such as loans or credit cards. When an account goes into collections, lenders take it as you not being able to pay your bills - a major warning sign for them. A collections record could stay in your credit report for multiple years, even after you have paid off the debt.

Thankfully, there's still hope - with the help of a credit repair specialist like Credit Sage, you may be able to get ASG Collection removed from your report, thus boosting your score and increasing the likelihood of you getting accepted for the credit you need.

Protecting Your Rights When Dealing with ASG Collection

When you are dealing with a debt collector such as ASG Collection, it is necessary to know your consumer rights. The Fair Debt Collection Practices Act (FDCPA) and the Fair Credit Reporting Act (FCRA) provide protection against unfair and harassing debt collection practices.

Under the FDCPA, debt collectors must refrain from using any kind of threatening, aggressive or abusive language when trying to collect a debt. They must also give you certain details about the debt, like its amount and who it belongs to.

The FCRA has rules for how credit reporting agencies handle your credit information - you have the right to dispute any inaccuracies on your credit report so that they can be taken off.

At Credit Sage, we understand these laws and will assist you in exercising your legal rights to protect yourself from unfair debt collection practices and inaccurate credit reports.

Looking for help with ASG Collection?

How Do I Remove ASG Collection From My Credit Report?

To be eligible to remove ASG Collection from your credit report, you typically need to meet the following requirements:

  • Any information on the account is incorrect
  • Any information on the account is error’d
  • Any information on the account is fraudulent
  • And is not (or cannot be) fixed in an appropriate amount of time

According to a study by the U.S. PIRGs, 79% of credit reports contain mistakes or serious errors. Going after these types of accounts for our clients is our specialty.

Should I Pay For Delete With ASG Collection?

Paying off ASG Collection to have credit bureaus delete it from your report sounds like a good idea. There's one major problem. Paying a debt in collections changes your credit report status from 'unpaid' to 'paid', but the collection remains on your report for 7 years (from the date of first delinquency). This means your credit is still damaged.

Should I Negotiate A Settlement With ASG Collection?

Settling your debt with ASG Collection could go both ways. It may help your score, but it may also hurt your score. Many variables impact the end result. There is a better path to a good result. Work with a company that is able to review these accounts for you (like Credit Sage), and if any issues with the account exist you may have it removed all together (and never have to hear from them again).

Is ASG Collection Legit, Fake Or A Scam?

ASG Collection is a legitimate company. They aren’t fake or trying to scam you. But it is likely they are spam calling you trying to collect a debt. One of the best ways to deal with this is to dispute and remove unvalidated debts.

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Why Do ASG Collection Keep Calling Me?

ASG Collection continues to call and attempt to collect a debt. The best thing you can do is ignore their calls and speak with a company that can help you get it removed (like Credit Sage).

How To Get ASG Collection To Stop Calling Me?

As we’ve mentioned above, ASG Collection will be calling you to attempt to collect a debt. The best thing you can do to stop this is speak with a company that can help you get them removed from your credit report, like Credit Sage. Once they are off your credit report, you won’t have to hear from them again.

ASG Collection Reviews And Complaints

ASG Collection has terrible BBB reviews. This may come from their repeated calls and letters to consumers trying to collect their debt.

Will ASG Collection Try Suing Or Garnishing My Wages?

ASG Collection suing would be a very unlikely situation. In rare cases it may happen, but it certainly isn’t the norm. State and federal laws place limits or 'exemptions' that apply to bank and wage garnishments.

We strongly recommend calling us, we’ll help determine the likelihood of a lawsuit, but also provide you next steps in getting this collection removed.

Looking for help with ASG Collection?

Does ASG Collection Accept A Goodwill Letter To Remove My Collection/Charge-Off?

Based on our years of experience dealing with companies like this, ASG Collection does not accept goodwill letters to remove collection accounts or charge offs.

What Are My Rights When Dealing With ASG Collection?

You have the right to dispute any of your debt that ASG Collection has purchased. ASG Collection is governed by the Fair Debt Collection Practices Act (or FDCPA) and the Fair Credit Reporting Act (or FCRA). While these acts seem very complicated, they provide a great deal of power to the consumer if you know how to use it properly.

What Is ASG Collection Phone Number?

You likely want to call Credit Sage before deciding whether or not to call ASG Collection. The reason? You may not want to pay ASG Collection debt, especially if it's inaccurate. Paying it off could hurt your score.

Get ASG Collection Removed From Your Report, Today!

In most cases, we recommend speaking with a Credit Repair professional to analyze your credit report before you attempt to settle any debt. The main reason? Settling your debt may actually hurt your score.

Looking for help with ASG Collection?

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