What Is 11 Comcast Cable Communications On My Credit Report?
11 Comcast Cable Communications is a debt collection agency. If you are seeing them on your credit report, it likely means they have purchased your debt from a creditor and are (or will be) attempting to collect it from you.
Is 11 Comcast Cable Communications A Debt Collection Agency?
Yes, 11 Comcast Cable Communications is a debt collection agency. They buy debt from a number of different creditors that no longer wish to attempt to collect the amount themselves (also known as a "charge-off").
11 Comcast Cable Communications may attempt to reach out via mail or phone calls (demanding payment). The worst part is a collections account will now be seen on your credit report. This hurts your score, as well as reducing your chances of getting approved for a loan or other important financial event.
But it’s not all bad news! We may be able to help you with this account. Call us today to find out more.
Who Does 11 Comcast Cable Communications Collect For?
11 Comcast Cable Communications purchases debt from a range of different creditors. The information isn’t always publicly available and is constantly changing, so it’s difficult to provide an accurate and up-to-date list.
Does 11 Comcast Cable Communications Hurt My Credit Score?
Yes, it is highly likely having 11 Comcast Cable Communications on your credit report is damaging your score significantly.
Diving Deeper Into Your Rights When Dealing With 11 Comcast Cable Communications
When dealing with debt collectors from 11 Comcast Cable Communications, it is important to understand your rights under the Fair Debt Collection Practices Act (FDCPA) and the Fair Credit Reporting Act (FCRA). These laws protect consumers from harassment or unfair practices by preventing debt collectors from using inappropriate language, calling at inconvenient times or places, disclosing information without permission - such as speaking to employers of family members.
You have the right to request that debt collectors contact you in specific ways, such as email or mail. You are also entitled to dispute a debt if it is not accurate and demand proof from them before collection efforts can continue. Knowledge of your rights affords protection against unfair collection practices under the law.
How to Work With 11 Comcast Cable Communications to Resolve Your Debt
11 Comcast Cable Communications debt can be settled and managed in ways that aim to preserve your credit score. Negotiating a settlement, where you agree on reduced payment amounts for "paid-in full" reporting, is one option available. An alternative approach is setting up monthly payments until the complete balance is satisfied - this may be advantageous if paying off the entire sum isn't feasible at once.
Credit counseling services can be a valuable asset when dealing with creditors, as they are adept at negotiating to secure lower interest rates and more manageable payment plans. To ensure all conversations remain transparent it is wise to keep detailed records of communication – including date/time, the name of parties involved in dialogue, plus particulars on any arrangement reached. Contact Credit Sage if you're needing some assistance as you navigate this tough situation.
How Do I Remove 11 Comcast Cable Communications From My Credit Report?
To be eligible to remove 11 Comcast Cable Communications from your credit report, you typically need to meet the following requirements:
- Any information on the account is incorrect
- Any information on the account is error’d
- Any information on the account is fraudulent
- And is not (or cannot be) fixed in an appropriate amount of time
According to a study by the U.S. PIRGs, 79% of credit reports contain mistakes or serious errors. Going after these types of accounts for our clients is our specialty.
Should I Pay For Delete With 11 Comcast Cable Communications?
Paying off 11 Comcast Cable Communications to have credit bureaus delete it from your report sounds like a good idea. There's one major problem. Paying a debt in collections changes your credit report status from 'unpaid' to 'paid', but the collection remains on your report for 7 years (from the date of first delinquency). This means your credit is still damaged.
Should I Negotiate A Settlement With 11 Comcast Cable Communications?
Settling your debt with 11 Comcast Cable Communications could go both ways. It may help your score, but it may also hurt your score. Many variables impact the end result. There is a better path to a good result. Work with a company that is able to review these accounts for you (like Credit Sage), and if any issues with the account exist you may have it removed all together (and never have to hear from them again).
Is 11 Comcast Cable Communications Legit, Fake Or A Scam?
11 Comcast Cable Communications is a legitimate company. They aren’t fake or trying to scam you. But it is likely they are spam calling you trying to collect a debt. One of the best ways to deal with this is to dispute and remove unvalidated debts.
Why Do 11 Comcast Cable Communications Keep Calling Me?
11 Comcast Cable Communications continues to call and attempt to collect a debt. The best thing you can do is ignore their calls and speak with a company that can help you get it removed (like Credit Sage).
How To Get 11 Comcast Cable Communications To Stop Calling Me?
As we’ve mentioned above, 11 Comcast Cable Communications will be calling you to attempt to collect a debt. The best thing you can do to stop this is speak with a company that can help you get them removed from your credit report, like Credit Sage. Once they are off your credit report, you won’t have to hear from them again.
11 Comcast Cable Communications Reviews And Complaints
11 Comcast Cable Communications has terrible BBB reviews. This may come from their repeated calls and letters to consumers trying to collect their debt.
Will 11 Comcast Cable Communications Try Suing Or Garnishing My Wages?
11 Comcast Cable Communications suing would be a very unlikely situation. In rare cases it may happen, but it certainly isn’t the norm. State and federal laws place limits or 'exemptions' that apply to bank and wage garnishments.
We strongly recommend calling us, we’ll help determine the likelihood of a lawsuit, but also provide you next steps in getting this collection removed.
Does 11 Comcast Cable Communications Accept A Goodwill Letter To Remove My Collection/Charge-Off?
Based on our years of experience dealing with companies like this, 11 Comcast Cable Communications does not accept goodwill letters to remove collection accounts or charge offs.
What Are My Rights When Dealing With 11 Comcast Cable Communications?
You have the right to dispute any of your debt that 11 Comcast Cable Communications has purchased. 11 Comcast Cable Communications is governed by the Fair Debt Collection Practices Act (or FDCPA) and the Fair Credit Reporting Act (or FCRA). While these acts seem very complicated, they provide a great deal of power to the consumer if you know how to use it properly.
What Is 11 Comcast Cable Communications Phone Number?
You likely want to call Credit Sage before deciding whether or not to call 11 Comcast Cable Communications. The reason? You may not want to pay 11 Comcast Cable Communications debt, especially if it's inaccurate. Paying it off could hurt your score.
Get 11 Comcast Cable Communications Removed From Your Report, Today!
In most cases, we recommend speaking with a Credit Repair professional to analyze your credit report before you attempt to settle any debt. The main reason? Settling your debt may actually hurt your score.