866-458-7619 Called You?

Who Is 866-458-7619 ?

866-458-7619 belongs to State Collection Service. They’re a debt collector reporting a collection account on your credit report.

This can mean 2 things:

 
1. They’ve purchased your debt from the original creditor (such as a credit card company), and they’re now calling you to collect that debt.
 
2. They don’t own the debt themselves, but are being paid to collect on behalf of another company.

The worst part is you now have a collections account on your credit report, which will be hurting your score. It also lowers your chances of being approved for credit (at least with good interest rates).

How Can I Get 866-458-7619 to Stop Calling Me?

There are a number of ways you can go about this, but the easiest one (which we highly recommend), is to reach out to a company that specializes in dealing with debt collectors, such as Credit Sage.

Call us today on (855) 677-2127 and speak with one of our friendly collection specialists. They’ll review your credit report with you (for free), and walk you through your best options.

The best news? We’ve helped thousands of customers remove State Collection Service from their credit reports (without having to pay their debt). When State Collection Service is removed from your report:

 
• They will stop calling you
 
• Your credit score will increase

Dealing with Debt Collectors: 866-458-7619

If you owe a debt to 866-458-7619, it's important to be aware of your rights and options. Confirm that the debt is accurate and belongs to you, then try negotiating a payment plan or settlement with the collection agency – any agreements should be put in writing, with records kept of communication.

If paying the full amount due presents a difficulty, reach out to the collection agency for assistance. Explain your circumstances openly and ask for help; they may be able to work with you to find an arrangement more suitable for your budget.

Correcting Inaccurate Information on Your Credit Report from State Collection Service

If you find inaccurate information on your credit report from State Collection Services, it's essential to take action to correct it. Obtain a copy of your credit report from all three bureaus and check it carefully. If errors or inaccuracies are discovered, file a dispute with the bureau that is reporting the incorrect data.

In your dispute, make clear what information is wrong and provide any relevant supporting documentation backing up your claim. The credit bureau has 30 days to investigate and respond to your complaint. If they determine that the details are untrue, they will delete them from your credit report.

It's imperative to regularly monitor your credit report; doing so can help improve your score by rectifying any mistakes and increase the chances of being approved for loans or credits in future.