866-309-7011 Called You?

Who Is 866-309-7011 ?

866-309-7011 belongs to Phillips & Cohen Associates. They’re a debt collector reporting a collection account on your credit report.

This can mean 2 things:

 
1. They’ve purchased your debt from the original creditor (such as a credit card company), and they’re now calling you to collect that debt.
 
2. They don’t own the debt themselves, but are being paid to collect on behalf of another company.

The worst part is you now have a collections account on your credit report, which will be hurting your score. It also lowers your chances of being approved for credit (at least with good interest rates).

How Can I Get 866-309-7011 to Stop Calling Me?

There are a number of ways you can go about this, but the easiest one (which we highly recommend), is to reach out to a company that specializes in dealing with debt collectors, such as Credit Sage.

Call us today on (855) 677-2127 and speak with one of our friendly collection specialists. They’ll review your credit report with you (for free), and walk you through your best options.

The best news? We’ve helped thousands of customers remove Phillips & Cohen Associates from their credit reports (without having to pay their debt). When Phillips & Cohen Associates is removed from your report:

 
• They will stop calling you
 
• Your credit score will increase

How to Deal with Debt Owed to 866-309-7011

Dealing with debt collectors can be a stressful situation, but it's important to handle it properly. If you owe a debt to 866-309-7011, also known as Phillips & Cohen Associates, here are the steps to take:

Ask for all the details of the debt, including the amount owed, the original creditor, and any dates associated with the debt – this will help you confirm that the debt is valid and accurate.

Respond to calls and letters from debt collectors in a timely manner – keep a record of all communication.

Negotiate a payment plan if you are unable to pay it in full – make sure to get any agreements in writing and keep a copy for your records.

Remember that you have rights under the Fair Debt Collection Practices Act (FDCPA), so don't let debt collectors intimidate you.

Correcting Inaccurate Credit Report Information from Phillips & Cohen Associates

If you have found inaccurate information on your credit report from Phillips & Cohen Associates, it's important to take action. Here are some steps you can take:

File a dispute with the credit bureau that is reporting the inaccurate information – make sure to provide any documents that prove the information is incorrect.

Contact the debt collector directly and dispute the debt with them – provide the same documentation to support your dispute.

Seek legal help if necessary – an attorney can guide you through the process and help you understand your rights under the Fair Credit Reporting Act (FCRA).