Bank of America is one of the largest credit card issuers in America. Consumers who seek approval will require a strong credit history. Bank of America will consider various aspects of applicants financial standing when verifying the following:
Bank of America will consider applicants with credit scores of 600 or higher, however credit scores above 750 have been reported as preferred by Bank of America. Applications will be subject to various financial reviews including verification of:
Bank of America credit is a revolving credit account, affording account holders a reusable line of credit with the option to either pay immediately, or over time.
Annual interest rates of new Bank of America credit accounts range up to 23.99% as of the 3of January 2022. The interest rate is subject to fluctuations based on the prime rate set out in the credit card agreement.
You can apply for Bank of America credit online where you will be required to provide the following information:
The application requires you to read and agree to the terms and conditions of your application. Once complete most applications will return a final result within seconds.
Applicants will receive an email detailing the reason(s) for their credit applications being rejected by Bank of America. If the application is denied, individuals also have the choice of consulting credit repair specialists like Credit Sage. A professional team with extensive knowledge and experience, ready to help optimize consumers credit scores based on their needs and circumstances.
Applicants must supply various private details and agree to a background credit check if they hope to successfully obtain approval for a Bank of America credit card. Consumers should consider seeking credit repair services to help boost their future applications with their best possible credit profile being supplied.
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