Citi AAdvantage Credit Score
- Low credit score hurting your financial life?
- We may be able to help you!
- Call us today for your FREE case review!
The Citi AAdvantage card is an American Airlines credit card that affords various benefits and savings to owners of these cards. Predominantly, these cards afford holders various degrees of the following benefits:
- Bonus miles subject to terms and conditions,
- Free checked bags, and
- Double miles at selected restaurants, gas stations and car rentals.
Currently there are 4 types of AAdvantage credit cards consumers can apply for, these being:
- American Airlines AAdvantage MileUp Mastercard,
- Citi AAdvantage Platinum Select Mastercard,
- Citi AAdvantage Executive Mastercard, and
- CitiBusiness/ AAdvantage Platinum Select Mastercard.
Minimum Credit Score Requirements For Citi AAdvantage Credit Cards
Citi does not specify the minimum credit scores it requires when screening applicants. Citi has noted that applicants' credit scores, although important in the application process, do not influence the entirety of the approval process.
Despite the lack of specific requirements, it has been noted that a minimum credit score of 670 has been approved in the past. This was subject to the applicant meeting various other qualifying factors. Generally it is accepted that a credit score of 700 and more would receive approval preference.
How To Increase Your Chances Of Getting Approved For AAdvantage Card?
Before applying for the credit card, ensure you are familiar with your current credit score and your credit report reflects all your information accurately.
If you meet the minimum requirements your application is likely to be approved. On the other hand, if your credit score falls short you can try the following remedies to help boost your credit score before applying:
- Review and remove any negative items listed on your credit report.
- Have a low credit utilization.
- Don’t miss payment obligations.
- Employ a credit repair specialist to help boost your credit score for you.
What To Do If Citi Rejects Your Application?
If your application is rejected by Citi, you will receive a notice thereof by mail. The letter will highlight the reasons for rejecting the application. This information can be used to improve your credit score before re-applying for the credit card from Citi.
It is a sound practice to only apply again once the issues have been addressed in the rejection letter, or the application will be rejected again. You can apply every eight days, however consult a credit repair specialist to help boost you’re approval chances in that time frame.
Specialist credit repair companies like Credit Sage are invaluable assets to have guide and assist consumers in obtaining the best possible credit score available to them based on their circumstances.
Bottom Line
If you have considered a Citi AAdvantage credit card you will require a minimum credit score of 670 and higher to attain approval, subject to various other consideration factors not specifically identified by Citi.
If your credit score is below the minimum requirements, consult credit repair specialists at Credit Sage to get your financial future back on track.
Take Your Financial Future Back Into Your Own Hands
Speak with a live credit specialist for your free consultation, now