Best Buy Citibank Credit Score

Last Updated: Nov 15, 2022

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The Best Buy Citibank Credit requires the enrollment into a “My Buy Program”, approval requires a “hard” pull background check. Best Buy acts in cooperation with Citibank to review and consider the following requirements before the Best Buy Citibank Credit application can be approved:

  • Credit score (minimum 670),
  • Total income after taxes,
  • Employment status, and
  • Credit history.

Minimum Credit Score Required For Best Buy Citibank Credit Approval?

Best Buy Citibank Credit will consider applicants with credit scores of 700, or higher for the best visa credit. Alternatively, credit scores above 660 have a better approval rate for the standard Best Buy credit cards.

Best Buy Citibank Credit emphasizes the influence applicants' credit scores have on the credit approval process. However, beyond the considerations afforded to the credit scores of applicants, Best Buy Citibank Credit also considers applicant’s:

  • Income after taxes
  • Employment status
  • Complete credit history

In addition to satisfying the requirements above, Best Buy Citibank Credit l also requires applicants  enroll into  “My Buy Program” managed by Best Buy and not CitiBank.

What Is Best Buy Citibank Credit?

Best Buy Citibank Credit is a revolving credit account, affording account holders a reusable line of credit with the option to either pay immediately, or over time. Membership will also enable customers to receive the percent-back purchasing rewards linked to their Best Buy Citibank credit card.

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How Do I Apply For Best Buy Citibank Credit?

You can apply for Best Buy Citibank Credit online where you will be required to provide the following information:

  • Last 4 digits of your social security number.
  • Date of birth.
  • Income after taxes.

The application requires you to read and agree to the terms and conditions of your application. Once complete most applications will return a final result within seconds.  

Best Buy Citibank Credit Denial

Individuals also have the choice of consulting credit repair specialists like Credit Sage. A professional team with extensive knowledge and experience when optimizing consumers credit scores based on their needs and circumstances.  

Bottom Line

Applicants must supply various private details and agree to a background credit check if they hope to  successfully obtain approval for Best Buy Citibank Credit card. If their application is denied they can use the time to seek credit repair services, to help improve future applications and reflect their best possible credit profile.

Looking for help with Best Buy Citibank Credit Score?

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