Affirm is one of the leading companies offering buy now, pay later loans to consumers. Affirm won’t approve every application it receives due to the eligibility requirements the company has in place. Affirm does allow for reapplications in the event your application is denied.
In order to qualify for an Affirm loan you will need a minimum credit score of 550. Affirm requires every consumer to create an account and in order to do so the consumer must meet the following criteria:
If you meet these requirements you can create an online account with Affirm.
Affirm Loan Approval Requirements
Beyond the minimum credit score requirement of 550, Affirm has additional requirements when considering a loan application, there include:
If you meet the requirements outlined above your loan application at Affirm will most likely be successful. However, if you fail to meet the credit score requirement, consult a credit repair specialist to help drastically improve your credit score and then try again.
Affirm has a minimum credit score requirement of 550 or higher to register an account and apply for a loan. Affirm permits re-applications if consumers are initially unsuccessful. It is highly advised to consider consulting a credit repair specialist like Credit Sage, they can streamline rebuilding your credit score and dramatically boost your loan viability.
Speak with a live credit specialist for your free consultation, now. We're available for you 24/7