Zulily Credit Card: Increase Your Approval Odds (+ Get Better Rates)

Last Updated: Mar 15, 2023

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We generally only recommend Zulily Credit Card if you have at least a 630 credit score (otherwise known as a "fair" credit score). The reason being you can get a relatively high APR if you have a low credit score, plus it will be much harder to get approved.

Is Zulily Credit Card a good credit card for me?

Every situation is different, so it's hard to give a blanket recommendation on whether or not Zulily Credit Card is the right card for you.

However, they are known to be relatively generous with their reward points & other perks, so it may be worth it. Keep in mind you may have to acquire a minimum amount of points before you are able to redeem them.

Is Zulily Credit Card worth it?

There are 100s of different credit card options that are best suited to a wide range of situations. Which makes it hard for us to honestly answer whether or not Zulily Credit Card is worth it for you.

We recommend considering the following when looking into getting any credit card (as a starting point at least):

  • Are you a responsible spender? You can quickly get yourself into too much debt if you're not responsible with your credit card
  • Are there are signup bonuses available with this card?
  • What annual fees does it have?
  • Are there penalty APRs?
  • Does it have an interest free period, and if so, how long is it?
  • How does it's APR compare to other cards?
  • How does the rewards/points system work?

What are the approval odds for Zulily Credit Card?

The approval odds are going to be heavily dependant on your credit score, income & expenses.

If you have a credit score of 750+, you can basically get approved for most credit cards, including the Zulily Credit Card. But if you have a "poor" credit score, it's going to be a lot more difficult.

What credit score do I need for Zulily Credit Card?

A general rule of thumb is if you have a "good" credit score (670-739) or above, then you're approval odds are relatively high.

Anything below that and the odds go down, you may be able to get approved with a "fair" credit score, but if you have a "poor" score, then it is extremely unlikely you'll be approved (unless the card is secured).

Improve your credit score BEFORE applying for Zulily Credit Card

If your credit score is preventing you from qualifying for Zulily Credit Card, we recommend you call one of our friendly credit experts for a free consultation. We'll review your credit report with you (in real-time), and see if there is anything we can do to help your score.

Once we've improved your score for you, you'll be in a much better place to apply & get approval for Zulily Credit Card. Not to mention all the other benefits that come with a great credit score!

How to Maximize the Benefits of Your Zulily Credit Card

A Zulily credit card can be a valuable asset if used correctly. Make sure to track your points in their rewards program and use them up before they expire to get exclusive discounts and offers. Try to pay your balance off in full each month to save you from interest fees and improve your credit score at the same time. Additionally, keep an eye out for special promotions available only to Zulily credit cardholders - these can give you extra savings on your purchases. With a little bit of care, you can maximize the value of your Zulily credit card so that it helps you reach all of your financial goals.

The Highlights of an Excellent Credit Score

Having a great credit score is one of the best investments you can make in your financial future. You open yourself up to better interest rates on loans and credit cards which can save you thousands of dollars over time. Plus, having a good credit score increases your chances of being approved quickly for other loans and credit cards, giving you the advantage when it comes to borrowing money. Not to mention, strong credit often makes it easier to rent an apartment or get hired at a new job; landlords and employers alike will take into account your credit report during their decision-making process. Make sure you aim high when it comes to your credit score; this will be just one of the steps necessary for achieving all of your financial goals.

Looking for help with Zulily Credit Card?

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