We generally only recommend Orbitz Card if you have at least a 630 credit score (otherwise known as a "fair" credit score). The reason being you can get a relatively high APR if you have a low credit score, plus it will be much harder to get approved.
Is Orbitz Card a good credit card for me?
Every situation is different, so it's hard to give a blanket recommendation on whether or not Orbitz Card is the right card for you.
However, they are known to be relatively generous with their reward points & other perks, so it may be worth it. Keep in mind you may have to acquire a minimum amount of points before you are able to redeem them.
Is Orbitz Card worth it?
There are 100s of different credit card options that are best suited to a wide range of situations. Which makes it hard for us to honestly answer whether or not Orbitz Card is worth it for you.
We recommend considering the following when looking into getting any credit card (as a starting point at least):
- Are you a responsible spender? You can quickly get yourself into too much debt if you're not responsible with your credit card
- Are there are signup bonuses available with this card?
- What annual fees does it have?
- Are there penalty APRs?
- Does it have an interest free period, and if so, how long is it?
- How does it's APR compare to other cards?
- How does the rewards/points system work?
What are the approval odds for Orbitz Card?
The approval odds are going to be heavily dependant on your credit score, income & expenses.
If you have a credit score of 750+, you can basically get approved for most credit cards, including the Orbitz Card. But if you have a "poor" credit score, it's going to be a lot more difficult.
What credit score do I need for Orbitz Card?
A general rule of thumb is if you have a "good" credit score (670-739) or above, then you're approval odds are relatively high.
Anything below that and the odds go down, you may be able to get approved with a "fair" credit score, but if you have a "poor" score, then it is extremely unlikely you'll be approved (unless the card is secured).
Improve your credit score BEFORE applying for Orbitz Card
If your credit score is preventing you from qualifying for Orbitz Card, we recommend you call one of our friendly credit experts for a free consultation. We'll review your credit report with you (in real-time), and see if there is anything we can do to help your score.
Once we've improved your score for you, you'll be in a much better place to apply & get approval for Orbitz Card. Not to mention all the other benefits that come with a great credit score!
Getting the Most Out of Your Orbitz Card
The Orbitz Card is an excellent way to gain extra benefits, but to maximize the potential, you must use it smartly. Here are some tips on how to get the most out of your card:
Begin by using your Orbitz Card for every Orbitz purchase to gain extra rewards points automatically. Besides, you can also gain points for mundane transactions such as groceries or gas, which is beneficial. This path provides a high points-earning opportunity you should always explore when using your card.
Moreover, consider repaying the balance in full monthly; this helps avoid interest payments and reflects positively on your credit score.
And, of course, you cannot forget the Orbitz Card's sign-up bonus, as meeting the spending criteria within a specified period can yield plenty of rewards points.
Finally, look out for exclusive promotions or incentives, such as discounts on travel or collecting bonus reward points on your purchases, as these could add up to significant benefits over some time.
The Advantages of Having a Good Credit Score
Having a solid credit score can offer a plethora of perks that make life more manageable and less stressful. Perhaps most notably, maintaining a good credit score makes obtaining loans, credit cards, and other financial products a breeze. It also boosts your chances for more favorable terms and lower interest rates, ultimately allowing you to save money on interest payments and expedite the debt elimination process.
Moreover, a good credit score can improve your likelihood of landing an apartment or buying a car, and may even increase your chances of scoring your dream job since many employers factor credit reports into their hiring decisions.
Perhaps best of all, having a steady credit score can provide peace of mind, freeing you from financial worry and stress. With a secure financial footing, achieving long-term aspirations like buying a home or starting a business can become much more attainable.