Maurices Credit Card: Increase Your Approval Odds (+ Get Better Rates)

Last Updated: Mar 02, 2023

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We generally only recommend Maurices Credit Card if you have at least a 630 credit score (otherwise known as a "fair" credit score). The reason being you can get a relatively high APR if you have a low credit score, plus it will be much harder to get approved.

Is Maurices Credit Card a good credit card for me?

Every situation is different, so it's hard to give a blanket recommendation on whether or not Maurices Credit Card is the right card for you.

However, they are known to be relatively generous with their reward points & other perks, so it may be worth it. Keep in mind you may have to acquire a minimum amount of points before you are able to redeem them.

Is Maurices Credit Card worth it?

There are 100s of different credit card options that are best suited to a wide range of situations. Which makes it hard for us to honestly answer whether or not Maurices Credit Card is worth it for you.

We recommend considering the following when looking into getting any credit card (as a starting point at least):

  • Are you a responsible spender? You can quickly get yourself into too much debt if you're not responsible with your credit card
  • Are there are signup bonuses available with this card?
  • What annual fees does it have?
  • Are there penalty APRs?
  • Does it have an interest free period, and if so, how long is it?
  • How does it's APR compare to other cards?
  • How does the rewards/points system work?

What are the approval odds for Maurices Credit Card?

The approval odds are going to be heavily dependant on your credit score, income & expenses.

If you have a credit score of 750+, you can basically get approved for most credit cards, including the Maurices Credit Card. But if you have a "poor" credit score, it's going to be a lot more difficult.

What credit score do I need for Maurices Credit Card?

A general rule of thumb is if you have a "good" credit score (670-739) or above, then you're approval odds are relatively high.

Anything below that and the odds go down, you may be able to get approved with a "fair" credit score, but if you have a "poor" score, then it is extremely unlikely you'll be approved (unless the card is secured).

Improve your credit score BEFORE applying for Maurices Credit Card

If your credit score is preventing you from qualifying for Maurices Credit Card, we recommend you call one of our friendly credit experts for a free consultation. We'll review your credit report with you (in real-time), and see if there is anything we can do to help your score.

Once we've improved your score for you, you'll be in a much better place to apply & get approval for Maurices Credit Card. Not to mention all the other benefits that come with a great credit score!

Pros and Cons of Maurices Credit Card

The Maurices Credit Card is an attractive option for shoppers, offering rewards points and discounts on purchases from their stores or website. Plus, cardholders benefit from a low annual fee as well as a birthday gift annually. Moreover, using the credit card responsibly can help users improve their credit score over time!

The Maurices credit card offers a great way to save, but there are some potential drawbacks such as its high APR and less generous rewards program. Plus, the savings only apply if you make frequent purchases at the store - so it may not be suitable for everyone.

Tips for Using Maurices Credit Card Responsibly

Make the most of your Maurices Credit Card and build credit score by using it responsibly. Pay bills on time, in full to prevent expensive interest charges or late fees – plus keep utilization low for maximum benefit.

Get the most out of your Maurices Credit Card by using it for everyday purchases you can afford to pay off. It may be best to steer clear of large expenses or relying on this card to make ends meet - this could result in debt and financial stress. With that said, every purchase will get you closer to rewards points which will add more value - don't forget to keep track as they expire!

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